About Us

Welcome to RebuildCreditScores.com!

Lisa Phillips, Founder & Editor-in-chief

Lisa Phillips, Founder & Editor-in-chief

We appreciate your visit. RebuildCreditScores.com was created to provide FREE information for consumers as well as small business owners to rebuild credit history and improve credit scores. Credit scoring is a game and if you fail to learn the strategies of the game it’s impossible to win.

RebuildCreditScores.com wants you to win at the credit game. Credit history has become intimately tied to financial well-being. Unfortunately many consumers know little about building and maintaining good credit. It’s not a subject taught in school — but it should be. Access to credit is an important tool for wealth accumulation and for establishing the resources to withstand short-term economic hardships.

Even if you use cash, there’s no avoiding your credit score.

What is a credit score?

A credit score is a three-digit number that uses information from your credit history to assess your creditworthiness. Credit reports contain your credit history which shows how likely you are to repay debts in a timely manner.

Why does my score matter?

Your credit score is one of the most important digits tied to your name. Credit scores are used in a variety of ways:

  • Your credit score is a deciding factor in whether you’ll be approved for a mortgage, car loan, credit card or another type of loan.
  • Credit history may be used in determining if you get a job offer.
  • Landlords use credit to determine whether you get approved for an apartment and how much deposit will be required.
  • Credit scores determine how much you pay in interest. If you want to save money, improving your credit score is the first step. A good credit score will save the average borrower $250,000 in interest over a lifetime.
  • How much you pay for auto and home insurance can be tied to your credit scores.
  • Opening a utility like gas or electricity can be tied to your credit history. Getting a cell phone may involve your credit scores.

At Rebuild Credit Scores, we think you can improve your credit scores on your own with helpful strategies and tips. The more you learn about credit the better your scores will be. There is a lack of reliable and accurate credit information available for FREE. That’s where we come in.

A good place to begin on the site is Strategies to Rebuild Credit. Take a look at the best of our rebuilding credit articles also. You will find great tips and resources to help fix your credit. If you need resources like credit cards, personal or auto loans for low scores you click the RESOURCES tab up top. For those who are unbanked and need a second chance checking account find several banks here. It’s impossible to build wealth without a bank account.

If you do not have the time to invest in fixing your credit Lexington Law helped clients remove 7,000,000 negative items in 2014 alone. Call for a free credit repair consultation today (877) 587-4574.

Take control of your credit. Please bookmark and favorite our website and stop by often, information is updated frequently.

Disclaimer

We take careful time and consideration in making sure the information contained herein is as accurate as possible. However, the information on this website is not intended to be legal advice and we assume no responsibility for the use and outcome of the information contained herein. You may need to consult an attorney for legal advice on subjects and issues covered in this website. (*See Terms of Service)

Advertiser Disclosure

RebuildCreditScores.com has financial relationships with some companies mentioned on this site, and may be compensated if consumers choose to apply for or purchase products via links in our content. However, whether or not we are compensated does not determine which products we mention or result in preferential treatment in our editorial pieces.

Copyrighted Material

All articles and content contained at Rebuildcreditscores.com is copyrighted material. Unauthorized use of any and all content on Rebuildcreditscores.com is prohibited. We file DMCA Complaints and legally pursue any and all unauthorized use of the content herein. Rebuildcreditscores.com is protected by Protected by Copyscape Plagiarism Finder

Contact Us

We welcome your feedback. If you have any questions, concerns or wish to share your knowledge about improving credit feel free to drop us a note at:

lisaphillips@rebuildcreditscores.com

updated: December 1, 2015

Advertiser Disclosure: RebuildCreditScores.com has financial relationships with some companies mentioned on this site, and may be compensated if consumers choose to apply for or purchase products via links in our content. However, whether or not we are compensated does not determine which products we mention or result in preferential treatment in our editorial pieces.

Copyright © 2016 Rebuild Credit Scores

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