Avant Credit: Personal Loans for Bad Credit

Avant Credit is a nationwide online lender that provides personal loans to consumers with less than perfect credit. Banks are not lending to people with average, poor or bad credit. Avant Credit is not a payday lender. It is a real lender catering to the people banks have neglected.

The loan process is made simple with a 15 minute application. Applicants get an answer within 24 hours. You can apply with affecting your FICO credit score. Once approved a deposit will be made directly into your bank account.

Avant loan amounts range from $1,000 up to $20,000 with repayment terms that can range from 12 to 48 months. If you choose to repay your loan earlier, there are no prepayment penalties or fees. There is no need to travel to an office to complete the process, it is done completely online.

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At a Glance


All Credit Types Welcome

Avant Credit is taking a stand for people who don’t have financial options. People who have been told ‘no’ too many times by banks and credit card companies.

About Avant Credit

Avant Credit is an installment loan offering a repayment schedule to fit your needs. Repaying early will not incur prepayment fees.

Not a Payday Loan

Avant Credit guaranteed low-cost loans have very flexible payment terms and are a cheaper solution than a payday loan.
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Build Credit

Build your credit history with on-time payments. Avant Credit reports payments to major credit bureaus, enabling customers to demonstrate positive behavior.

Why Avant Credit

For those without access to mainstream credit, Avant Credit is a better loan option and can help customers avoid the payday loan cycle.