Online banking has grown in popularity. Regardless of where you park your money, most of your banking is likely done online already. But not all banks do online banking the same.
BBVA Online Banking App was recognized as a leader in Javelin Strategy & Research’s 2018 Mobile Banking Awards, for its ease of use in creating an intuitive, mobile-first experience for its customers.
When looking for a new financial institution, digital banking with safe, fast mobile check deposits along with convenience is significant.
BBVA Online Banking
Online banking has come a long way over the years. When first introduced, most bank customers were hesitant to use online and mobile banking services.
More customers are turning to technology for their banking needs and BBVA online banking offers their customers everything they need in one place.
BBVA online banking customers can deposit checks, check account balances, view transactions, download monthly statements, track linked accounts, make payments and transfers. Customers can also request stop payments, print financial documents, and apply for new accounts.
What makes BBVA Online Banking different
Online banking customers want a convenient way to deposit checks, free ATMs, and access to live financial service representatives — BBVA online banking offers that and more.
BBVA Bank offers customers with past negative banking issues to get back on track with a checking account for bad credit. This special feature can offer people with a negative banking history re-entry into traditional banking.
BBVA mobile banking app has won Javelin Mobile Banking Leader award for functionality for three consecutive years for their easy to use, super-fast banking mobile app.
More features include:
- Free online bill pay
- Simple way to make payments
- Transfer money online
- Easily send, request, or receive money from anyone in the U.S., regardless of where they bank.
- Tools for budgeting and saving money
- Account alerts and access to account statements
Sample BBVA feedback from Android app users:
Love this app. Makes it so easy to do banking without the hassle of going to the ?!!! I can do everything right from my phone. With the new updates it’s gotten even better!!! – November 7, 2017
BBVA Online Banking
BBVA online banking offers a variety of no-fee accounts, including Checking, Money Market and Certificate of Deposits accounts. Keep more of your money with BBVA online banking. Get the savings of not having brick-in-mortar branches in every city passed onto you.
BBVA is one of the largest banks in the country. Founded in Birmingham, Alabama over 50 years ago, BBVA operates over 672 branches, including 344 in Texas, 89 in Alabama, 75 in Arizona, 62 in California, 45 in Florida, 38 in Colorado and 19 in New Mexico but that doesn’t mean you’re out of luck if you’re not in one of those states.
BBVA offers online banking accounts in ALL States except Alaska and Hawaii. Here is an example of some of the accounts BBVA online banking offers:
- Apply with only $25 opening deposit
- No monthly Service Charge
- Complimentary Online Banking and Mobile Banking, Bill Pay and Online Statements
- No ATM withdrawal fees at any BBVA USA or Allpoint® ATM
- BBVA USA, Member FDIC
- Apply with only a $25 opening deposit
- Interest compounds and is credited monthly
- Easily withdraw money in branch and via BBVA ATMs with no ATM fees
- Link to your BBVA checking account for Overdraft Protection
- BBVA USA, Member FDIC
- 0.10% APY on 11 month CDs
- 0.10% APY on 12 month CDs
- 0.10% APY on 18 month CDs
- 0.10% APY on 36 month CDs
- No Maintenance Fees
- $500 minimum opening deposit
BBVA online banking accounts offer live customer service
What if I need to speak to someone – BBVA knows customers want the option of speaking with a live person. BBVA has an all-star team of professionals focused on understanding your needs and helping you find the right financial tools for your online bank account. You will have access to your team via text, email, or telephone.
Plus, BBVA has a very robust social media presence, not only sharing personal finance information but also responding to customer questions.
New Ways of Banking
BBVA is on the cutting-edge of digital banking. Customers can seamlessly bank online or through automated teller machines (ATMs) because you have access to everything you need in one place.
Check account balances, view transactions, download monthly statements, track accounts you have linked from other banks, easily make payments and transfers, and more — all quickly and conveniently.
You can also use the Online Banking Service Center to update your contact information, request stop payments, print financial documents, and apply for new accounts.
Pros and Cons of BBVA Online Banking
Pros: Overall BBVA Bank offers a full-service banking experience where customers can grow and expand their financial future with a variety of products. One of the biggest advantages of banking with BBVA is that whether you live in a state where there are branches (Alabama, Arizona, California, Colorado, Florida, New Mexico and Texas), online-only customers have access to the same financial products without the need to go into a branch location.
- Online Checking Account Fee: $0
- Certificate of Deposits Fee: $0
Cons: While BBVA offers totally free checking accounts, there are fees associated with the Money Market Account and high fee for overdrafts.
- BBVA Money Market Account Fee: $15
- Overdraft Fees: $38