The Best Online Bank Account

By: Lisa Phillips

ING DIRECT (the operating name of ING Bank, fsb) is one best and most popular online banks. ING DIRECT is well known for its online savings account.

You can be confident ING DIRECT is a real bank as they are a member of the FDIC (Federal Deposit Insurance Corporation) which insures bank deposits up to $250,000 per depositor.

ING not only conducts transactions online, they have representatives to assist in your banking needs on the phone and by mail. Consumers love the fact they can always get a person on the phone.

Customer service representatives are available 24 hours a day, 7 days a week. ING DIRECT also has multiple Café locations across the U.S. where you can experience what Orange is all about in person!

Many consumers who started with a savings account from ING Direct moved all of their banking business to ING, including checking and direct deposit.

Checking Account

ING DIRECT’s Electric Orange℠ Checking pays a great interest rate and is easy to use. Earn a $50 bonus when you open an Electric Orange℠checking account from ING DIRECT. The Electric Orange℠checking offers free ATMs, no overdraft fees and no hidden costs.

Savings Account

The Orange Savings Account℠ allows you to earn high interest with great rates, no maintenance fees and no minimum balance requirements. Their rates are higher than the national average for savings account. You’ll need your account number from your existing checking account in order to make your first deposit electronically from your existing checking account. This will create an electronic link between both accounts so you can easily transfer funds.

Business Savings Account

The ING DIRECT USA Business Savings Account allows you to grow your money while you grow your business. There are no fees and no service charges.

Banking Online

The idea of banking online may cause some consumers concern. ING DIRECT offers a secure environment in which to conduct your banking transactions. ING DIRECT is just as safe as a brick and mortar bank. Consumers must be vigilant in taking normal precautions in guarding passwords and PIN numbers just as you would in a traditional banking environment.

ING DIRECT wants Americans to become savers and get their money working for them. Join over 7.5 million customers who bank with ING DIRECT in the United States and the 21 million customers served by ING DIRECT divisions in Canada, Australia, France, Spain, Italy, United Kingdom, Austria and Germany.

Open an Electric Orange℠ Checking, Orange Savings Account℠ or a Business Savings Account today!

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