Since the enactment of financial regulations and consumer protections, banks have been scrambling to find new ways of charging fees to customers in an attempt to recoup the billions in lost revenue.

Banks look for ways to tap into the growing number of consumers who do not have bank accounts.

In response to financial regulations and consumer protections banks have introduced fees many consumers are unaware of and it may be costing you money unnecessarily.

Banks may have found a new golden goose in prepaid card fees as they are not regulated under the Dodd-Frank financial overhaul legislation.

Financial Reform was enacted to protect consumers but the result has caused some banks to make free checking more difficult to obtain.

Bank overdraft fees and the days of the $35.00 cup of coffee have ended under Regulation E…unless you choose to opt-in to have your bank approve debits.

The Financial Times reported that banks stood to collect a record $38.5 billion in fees for customer overdrafts in 2009.