List/Grid Credit Repair Subscribe RSS feed of category Credit Repair

Should you continue to pay for an unvalidated debt?

Making payments to a collection agency on an unvalidated debt may be a waste of money if they cannot prove you owe the debt.

Does the statute of limitations re-start when you move to another state?

When you move a debt collector can use the statute of limitations in the state where you reside or the state where the contract was signed but that does not re-start the statute of limitations.

Where to start credit repair when you have many negative items

Learn where to start credit repair when there are many negative items on your credit report

How to Dispute Late Payments

Late payments can zap up to 110 points from your credit score. Learn two strategies to dispute late payments on your credit report.

How to Remove a Judgment from Credit Reports

Judgments can remain on credit reports until they are paid but some judgments may be challenged in court if you were never served with the lawsuit.

How to Repair Credit: A Guide to Improve Credit Scores

The credit crunch has made it difficult for consumers to obtain credit. Bad credit can no longer be ignored. Start here for credit repair steps. Read more

A collection agency re-aged my account what should I do?

There are several steps you can take, short of a lawsuit, if you believe an account on your credit report has been re-aged, even though a lawsuit is not a bad idea once you have proof.

What can you do if a company runs your credit report without a permissible purpose?

Can a company run your credit with just the last 4 digits of your social security number and does giving them a partial social security number count as permissible purpose.

How to Request Method of Verification for Verified Disputes

The credit bureaus do not always investigate disputes according to FRCA Rules and in such instances consumers have the right to request the method of verification