The main goal in fixing your credit report should be to remove negative information. Any and all negative information affects your credit score and your ability to secure new credit. Bad credit affects your good name and your name is involved in all areas of everyday life. Fixing your credit report must involve as many strategies as [...]

Traditionally rental payments have not been a part of the major credit reporting agencies. Consumers who paid rent late did not have to worry about a ding added to their credit reports, until now. In June 2010, Experian, one of the largest consumer credit reporting agencies acquired RentBureau. RentBureau was established in 2005. They developed [...]

Having negative information on your credit reports can feel like a life sentence but there is a time limit to most negative credit entries.

Account number on credit report differs from account number on credit card, should you dispute an incorrect account number?

Getting denied credit can sometimes come as a shock, find out 5 top reasons you may have been denied credit.

A great resume, good references and an interview are no longer the only determinants for many employers, bad credit scores can affect an applicant’s ability to get hired.

Supplement negative credit files with positive information with this little known resource available to consumers

Keeping up with the information on your credit report may get a little more challenging as more businesses, municipalities and utility companies report unpaid debt to credit bureaus.

Employers are weeding out potential employees based upon the applicant’s credit history.

Access to private financial information in consumer credit reports is increasing. Your private information is being bundled and sold.

A credit report can cost up to $15.00 and that may or may not include your credit score. Find out several ways you can get a free credit report.

You have the right to see what credit information exists about you. Don’t be in the dark when it comes to knowing the information in your credit reports.

Tackling bad credit can seem like a daunting task. Certain negative items hurting your credit score can be easily fixed.

A 2004 study by the U.S. PIRG found that one out of every four credit reports contained serious errors that could result in the denial of credit.