List/Grid Debt Collectors Subscribe RSS feed of category Debt Collectors
What happens when a consumer wins a debt collection lawsuit?
When a case is “dismissed with prejudice” you have won the case, you no longer owe the debt and the account should be deleted from your credit reports.
How to Pay a Collection Debt
If you decide to pay a debt collector they cannot force you to pay by bank account, ach withdrawal, credit, debit or prepaid card, western union or moneygram
Should the words cease and desist be used when dealing with a collection agency?
If you want to stay on top of the status of a debt with a collection agency, using the words “cease and desist” is never a good idea. Learn what phrasing is better if you want written contact only.
Can a collection agency assess a monthly finance charge?
Typically a collection agency is entitled to collect interest and fees if the debtor agreed to such terms under the original contract with the creditor and if your State’s statutes allow for such.
Consumer wants to know how to handle Portfolio Recovery and LVNV Funding
Portfolio Recovery and LVNV Funding are two of the worst bottom feeder debt collectors and it may take several strategies to delete them from your credit report.
Can a debt collector respond to debt validation with court documents
Debt collectors may sue you for a debt even if they have not properly validated the debt
What to do when you discover a collection account on your credit report
If you discover a collection account on your credit report there are a few strategies you can use to have them deleted.
Can a debt collector send you an email?
It is not illegal for a debt collector to send you an email but there are reasons why you should not agree
Will asking a debt collector for a pay for delete change the 7-year credit reporting date
Contacting a collection agency, whether it be to discuss payment, make payment arrangements or dispute the debt does not change the date the debt will drop off from your credit reports.
How to deal with Debt Collectors
Having trouble with Debt Collectors? Some debt collectors will engage in unethical tactics to collect debts so you need to know your rights and how to deal with them effectively. Read more
