What is your ChexSystems Consumer Score?

multiple-credit-scores

What’s your Chexsystems Consumer Score? More importantly, did you know you had a Chexsystems Consumer Score? ChexSystems is a consumer reporting agency just like Experian, Equifax and Transunion. And, just like the three major consumer reporting … [Read more...]

Online Checking Accounts that do not use Chexsystems

African American businesswoman using a laptop

Online banking is gaining in popularity. It is convenient, hassle-free and safe. Not having a bank account is costly. You need a place to deposit or cash checks, pay bills and save money. Open an online free checking account that does not use … [Read more...]

How to dispute a fraud notation on Early Warning Services

bank1

Question: I was placed in to EWS by bank of America. I sent a letter to ask that I be removed as I owe them nothing. I was place there due to my business practices. I utilize a local bank in my area for my normal business and personal accounts. I … [Read more...]

7 Bad Actions that can get you reported to Chexsystems

mobile-banking-android-and-iPhone-apps

Consumers in ChexSystems may not be aware what landed them in the consumer reporting agency. Chexsystems records remain in consumer files for five years. Although negative information in Chexsystems can be disputed, there is no guarantee the … [Read more...]

EWS can stop you from opening a bank account

some-banks-use-ews

If you have ever had trouble opening a bank account you are probably familiar with Chexsystems. But have you heard of EWS? Consumers have more than enough private companies as well as government agencies keeping tabs on them. Now the banking … [Read more...]

8 Reasons your Check may have been Denied by Telecheck

african-american-woman-writing-check1

Question: I have tried to buy groceries 3 times and been turned down 3 times by Telecheck. I called Telecheck from my bank they, said write smaller checks. I did once and that was turned down. I am so frustrated. What can I do to get a check through … [Read more...]

What is Telecheck: Get a free Telecheck Report

what-is-telecheck-why-my-check-denied

Ever had a check denied at the cash register? If so, you may be in the Telecheck system for a transaction you are unaware of causing Telecheck to deny your check. Telecheck is a consumer reporting agency that collects, maintains and reports … [Read more...]

Get removed from Chexsystems: 4 Alternative Methods

alternative-methods-to-dispute-chexsystems

Disputing ChexSystems the normal route may not bring your desired results. The negative item may be verified by your bank as accurate causing the ChexSystems record to go unchanged. Banks make mistakes all the time. Many times consumers give up on … [Read more...]

How to Order a ChexSystems Report

how to order chexsystems report

Did you know a report is being kept on how you handle your bank accounts, including checking and savings? ChexSystems is a consumer reporting agency that maintains a massive database on all consumers that have bank accounts. You should know … [Read more...]

How to dispute information in Chexsystems

how to dispute ChexSystems

Chexsystems is a consumer reporting agency just like Experian, Transunion and Equifax. This means consumers have the right to dispute any information contained in a ChexSystems Consumer Report. ChexSystems is subject to the Fair Credit Reporting … [Read more...]