No ChexSystems Savings Accounts

no chexsystems savings accounts

As it becomes increasingly difficult for consumers with a Chexsystems record to open a regular checking account, a no Chexsystems savings account can be a good alternative. Although there are alternative financial services for consumers without … [Read more...]

Online Checking Accounts that do not use Chexsystems

African American businesswoman using a laptop

  Why Choose an Online Bank. Online banking is gaining in popularity. It is convenient, hassle-free and safe. Not having a bank account is costly. You need a place to deposit or cash checks, pay bills and save money. In addition, most banks … [Read more...]

What is your ChexSystems Consumer Score?


What’s your Chexsystems Consumer Score? More importantly, did you know you had a Chexsystems Consumer Score? ChexSystems is a consumer reporting agency just like Experian, Equifax and Transunion. And, just like the three major consumer reporting … [Read more...]

How to Order a ChexSystems Report


Did you know a report is being kept on how you handle your bank accounts, including checking and savings? ChexSystems is a consumer reporting agency that maintains a massive database on all consumers that have bank accounts. You should know what … [Read more...]

EWS can stop you from opening a bank account


If you've ever had trouble opening a bank account you are probably familiar with Chexsystems. But have you heard of EWS? Consumers have more than enough consumer reporting agencies as well as government agencies keeping tabs on them. The banking … [Read more...]

7 Bad Actions that can get you reported to Chexsystems


Consumers in ChexSystems may not be aware what landed them in the consumer reporting agency. Chexsystems records remain in consumer files for five years. Although negative information in Chexsystems can be disputed, there is no guarantee the … [Read more...]

How to Dispute a Fraud Notation in ChexSystems

bank account closed for fraud

Question: I want to know what I can do to remove my information from Chexsystems if I was reported to Chexsystems for fraud. Answer: You will need to dispute the fraud notation. There are several strategies you can try: 1. Dispute with … [Read more...]

What is Telecheck: Get a free Telecheck Report


Ever had a check denied at the cash register? If so, you may be in the Telecheck system for a transaction you are unaware of causing Telecheck to deny your check. Telecheck is a consumer reporting agency that collects, maintains and reports … [Read more...]

How to dispute a fraud notation on Early Warning Services


Question: I was placed in to EWS by Bank of America. I sent a letter to ask that I be removed as I owe them nothing. I was place there due to my business practices. I utilize a local bank in my area for my normal business and personal accounts. I … [Read more...]

8 Reasons your Check may have been Denied by Telecheck


Question: I have tried to buy groceries 3 times and been turned down 3 times by Telecheck. I called Telecheck from my bank they, said write smaller checks. I did once and that was turned down. I am so frustrated. What can I do to get a check through … [Read more...]