A prepaid visa or mastercard can be used for direct deposit, bill payment and even ATM withdrawals. Prepaid cards also offer the convenience of a credit card without a credit check. In the event you find yourself with no bank or credit union … [Read more...]
Did you know a report is being kept on how you handle your bank accounts, including checking and savings? ChexSystems is a consumer reporting agency that maintains a massive database on all consumers that have bank accounts. You should know … [Read more...]
Chexsystems is a consumer reporting agency just like Experian, Transunion and Equifax. This means consumers have the right to dispute any information contained in a ChexSystems Consumer Report. ChexSystems is subject to the Fair Credit Reporting … [Read more...]
Question: Yesterday I had tried to make a payment to my sprint account using a check, which I normally do not do, and it was declined. They gave me a receipt, and a phone number with a seven digit code. I called the number, it was all automated, and … [Read more...]
Question: I want to know what I can do to remove my information from Chexsystems if I was reported to Chexsystems for fraud. Answer: You will need to dispute the fraud notation. There are several strategies you can try: 1. Dispute with … [Read more...]
Question: I have tried to buy groceries 3 times and been turned down 3 times by Telecheck. I called Telecheck from my bank they, said write smaller checks. I did once and that was turned down. I am so frustrated. What can I do to get a check through … [Read more...]
As it becomes increasingly difficult for consumers with a Chexsystems record to open a regular checking account, a no Chexsystems savings account can be a good alternative. Although there are alternative financial services for consumers without … [Read more...]
What’s your Chexsystems Consumer Score? More importantly, did you know you had a Chexsystems Consumer Score? ChexSystems is a consumer reporting agency just like Experian, Equifax and Transunion. And, just like the three major consumer reporting … [Read more...]
Did you know your bank or credit union is reporting information about your banking habits to several consumer reporting agencies? ChexSystems is one such consumer reporting agency which collects, maintains, reports and produces data about your … [Read more...]
Consumers in Chexsystems may not be aware what landed them in the consumer reporting agency. Chexsystems records remain in consumer files for five years. Although negative information in Chexsystems can be disputed, there is no guarantee the dispute … [Read more...]
