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Credit Education Center


 

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Credit Basics

A Good Credit Score
Demystify Scores
Your FRCA Rights
How long can negative credit remain
Strategies to fix your credit report

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Credit Reports

Order Credit Reports
Who Views Reports
Reasons your credit was denied
Little known items on reports
Experian reports late rent

Credit Scores

Newest Version of FICO
Get your credit scores
What your score says about you
What kills your credit score
What is a Risk Base Pricing Notice

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Chexsystems

What is Chexsystems
Dispute Chexsystems
No Chexsystems and 2nd Chance Banks
What is Telecheck Services
Online No-Chexsystems Checking Accounts

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Consumer Laws

The New CFPB
Fair Credit Reporting Act
Fair Debt Collection Practices Act
Fair Credit Billing Act
Direct Dispute Rule

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Credit Repair

How to Repair Credit
What is the E-Oscar Method
How to Dispute Bad Credit
How to Write a Dispute Letter
What is FRCA Compliance Date

 

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Debt Collectors

Deal with Debt Collectors
Statute of Limitations on Debt
What is Debt Validation
Pay for Delete Collection Accounts
How to Dispute Collection Accounts

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Rebuild Credit

Rebuild Credit History
How to Rebuild Credit Scores using Credit Accounts
Rebuild Credit after Bankruptcy
Raise Credit Scores Fast
Write a Goodwill Letter

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Lisa Phillips is a small business consultant with a passion for sharing strategies to rebuild credit.

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