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Credit Repair and Credit Report Tips

 

Credit Repair and Credit Report Tips

Start here to repair credit – How to Repair Credit: A Guide to Improve Credit Scores.

How to Dispute Negative Credit – Get Strategies to Dispute Specific Items on Credit Reports.

Order Credit Reports – How to order credit reports from Experian, Equifax and Transunion.

Rights to Credit Reports – Who can view your credit reports for legitimate purposes.

You have many reports – Specialty Consumer Reporting Agencies Must Provide Reports.

How to Dispute Collection Accounts – Strategies to dispute collection accounts.

Quick Fixes to Reports – 5 Quick Fixes to your Credit Report that can raise scores.

Factual Disputes – Base credit disputes off factual errors in your credit report.

Does Negative Credit Last Forever – How long does negative credit remain on reports.

Charge-Offs – Get Strategies to Dispute Charge-offs.

Late Payments – How to Dispute Late Payments with Creditor or Credit Bureau.

E-Oscar Method – The e-Oscar Method of Investigation is the reason consumer disputes are not properly investigated.

Permissible Purpose – Has your credit report been pulled without a permissible purpose.

623 Method of Disputes – Dispute Negatives Directly with the Original Creditor.

Dispute Collections – How to Dispute Collection Accounts.

Effective Dispute Letters – How to Write a Credit Dispute Letter.

Negative Account Re-inserted – What to do when a deleted credit item is re-inserted on your files.

What if Dispute if Verified as Accurate – How to Request Method of Verification for Verified Disputes.

FCRA Compliance Date – Know the date a negative item must come off your report, it does not change.

Re-Aging – Learn what to do about this illegal practice.

Date of Last Activity – The date of last activity is a confusing term but basically refers to any recent activity occurring with the accounts on your credit reports.

Add Good Credit – How to add positive credit to your credit reports.

Collection Accounts and Debt

Statute of Limitations on Debt – Debt does not last forever, there is a time-limit when debt becomes legally uncollectible.

Debt Collectors – How to successfully and calmly deal with Debt Collectors.

Get Deletions – Get collection entries deleted from your credit report.

Debt Validation – Make debt collectors provide proof.

Request Debt Validation – How to Request Debt Validation from debt collectors.

Sufficient Proof – What constitutes proper debt validation and a piece of paper with your name, address and amount you owe is not sufficient.

Settle Collection Debt – How to settle debt with collection agencies for pennies on the dollar.

Settle Collection Debt – How to settle debt with collection agencies for pennies on the dollar.

Student Loan Forgiveness – Get in a Student Loan Forgiveness Program.

Sorting out Student Loans – How to find out what student loans you actually owe.

Student Loans in Collections – How long will you owe a collection agency for student loan debt?.

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