By: Lisa Phillips
Fingerhut® is a nationwide direct retailer established in 1948. They have been servicing customers with a wide selection of products through online and mail-in orders for quite some time.
Fingerhut® helps make shopping possible for more consumers through their easy approval credit card and low monthly payments.
The Fingerhut® Credit Card is intended for consumers with recent or past credit issues. Many consumers have benefited from the Fingerhut® Credit Card and because Fingerhut® reports to multiple credit bureaus in order to track cardholders’ credit history and potentially build credit.
The Fingerhut® Credit Card makes it clear that consumers with less than perfect credit or are working on building their credit history may qualify for this credit card. Consumers with FICO credit scores of 500 and above have been approved for the Fingerhut® Credit Card.
Keep in mind there are other factors which the issuer may take in consideration when making decisions for approval. It is safe to say that the higher your credit score, you will probably have a credit limit that is higher than an applicant with a lower credit score. Fingerhut® regularly reviews customer accounts so with continued on-time payments, your credit limit will increase.
Why Fingerhut Credit? There are no down payments, no layaway, no annual fees and the monthly payments are affordable. The Fingerhut® Credit Card site also features credit Education resources. Consumers have experienced an increase in credit scores once their Fingerhut® credit card was reported to the credit bureaus.
The Fingerhut® Credit Card can be applied for online with a decision in as little as 5 seconds. Are you pre-approved for Fingerhut Credit. Enter your name and address and find out now.
The annual percentage rate (APR) for purchases is 24.90% but you can avoid paying interest if you pay your entire balance by the due date each month. Your due date is at least 24 days after the close of each billing cycle.
This is a retail store credit card. You can shop online or through a catalog. Shop a huge selection of thousands of name brand products at Fingerhut® including electronics, computers, bed & bath, jewelry, apparel, health & beauty and toys and much more!
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