Debt collectors purchase consumer debt for pennies on the dollar. That debt the original creditor attempted to collect from you for several months just may have ended up in the hands of a junk debt buyer. The debt can be anything from a credit card … [Read more...]
A Guide to Improve Credit Scores Just the thought of looking at your credit reports may make you cringe but credit repair does not have to be difficult. Credit repair can take from 90 days to 9 months, depending on the amount of negative … [Read more...]
Some time ago in the not too distant past, students could apply for credit, be pursued by credit card companies and granted credit -- with no verifiable way to pay for that credit. That was before the Credit Card Act of 2009. In February 2010, … [Read more...]
Guide to Dispute Negative Credit Disputing negative credit can improve your credit history and raise credit scores. Credit repair often involves several strategies and learning how to dispute negative credit is a significant strategy in … [Read more...]
Question: I have tried to buy groceries 3 times and been turned down 3 times by Telecheck. I called Telecheck from my bank they, said write smaller checks. I did once and that was turned down. I am so frustrated. What can I do to get a check through … [Read more...]
A credit score can make the difference in being approved or denied credit. You can change a bad score once you know what comprises a credit score. While there are various tips and strategies to change your credit score, the best answer involves … [Read more...]
Bad credit may limit your options to credit but it does not necessarily cut you totally off from the credit card industry. According to Fico, Inc. 25.5 percent of consumers now have a credit score of 599 or below…that translates into 1 in 4 … [Read more...]
Settling debts with original creditors differs from settling debts with a collection agency. If the original creditor still has the debt, they will more than likely be very happy to deal with you. However, you may not get a huge savings as you … [Read more...]
Let’s face it, debt is stressful and the sooner you begin to make changes to get out of debt, the better your quality of life. The current economic state of this country calls for most consumers to begin examining their financial outlook and start … [Read more...]
Online shopping can take the stress out of buying a car. Getting your financing completed before you pick out a car can make all the difference in your car shopping experience. Most consumers know the make, model and color of the vehicle they … [Read more...]
