Online Checking Accounts that do not use Chexsystems

Online banking is gaining in popularity. It is convenient, hassle-free and safe. Not having a bank account is costly. You need a place to deposit or cash checks, pay bills and save money. Open an online free checking account that does not use ChexSystems today.

Scottrade Bank

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To open a Scottrade Bank Account you must first open a Scottrade individual brokerage account with a minimum of $500. Once the brokerage account is open you are not required to maintain the initial $500 deposit. You can transfer it to open the Scottrade Bank Account.

Scottrade Bank does not use ChexSystems. Customers get free checking, direct deposit, online bill pay, free checks and ATM fee reimbursement. Scottrade Bank also offers Savings accounts, Money Market accounts and CDs. You can transfer the money from your Scottrade brokerage account. Get started today!

Capital One 360 Checking Account

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Earn a $50 bonus when you open a Capital One 360 Checking Account. Capital One 360 does not use ChexSystems. Free ATMs and no overdraft fees. Capital One will pull your credit because they offer an overdraft line of credit. There is no minimum credit score required to open an account.

Checking accounts come with a MasterCard® debit card and free access at over 38,000 Allpoint® ATMs. Customers also enjoy free online bill pay and mobile deposits. Use Capital One 360′s mobile app or your computer to deposit checks from anywhere with CheckMate℠. Open Now!

TD Ameritrade Cash Management Account

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Consider a brokerage account. TD Ameritrade is not a traditional bank account but a brokerage firm. If you are in ChexSystems or Early Warning Services you may want to consider this type of account. They do not run ChexSystems or EWS. Open the brokerage account first then choose the Cash Management Account option. There is no minimum deposit required.

The TD Ameritrade Cash Management Account comes with a Visa debit card, unlimited check writing, direct deposit and online bill pay. There are no fees associated with the Cash Management Account and no minimum deposit required to open the account. Open an account today!

USAA Secure Checking Account

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USAA serves the military and their family members. If you, a spouse, a parent or sibling is currently in the military or a veteran, you may be eligible to join. USAA verifies customers using Early Warning Services, so if you have a record in EWS you may be denied.

USAA does not use ChexSystems. The minimum opening balance is $25 for the Secure Free Checking account and $25 if you want to add a savings account. Open an account today!

An online checking account may actually help consumers with a Chexsystems record as online management tools allow customers to see the full account details at any time. With instant alerts and updates it is easier to keep up with transactions and avoid mishaps that may land consumers in Chexsystems.



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