Online banking is gaining in popularity. It is convenient, hassle-free and safe. Not having a bank account is costly. You need a place to deposit or cash checks, pay bills and save money. And, most banks offer financial products that prepaid debit accounts do not, like mortgage or auto loans, lines of credit, credit cards and investment products. Open an online free checking account that does not use ChexSystems today.
Scottrade Bank is an online bank that does not use ChexSystems. Customers get free checking, direct deposit, online bill pay, free checks and ATM fee reimbursement. Scottrade Bank also offers Savings accounts, Money Market accounts and CDs. You can transfer the money from your Scottrade brokerage account. Get started today!
Capital One 360 Checking Account
There is no minimum deposit required to open a checking or savings account. Checking accounts come with a MasterCard® debit card and free access at over 38,000 Allpoint® ATMs. Customers also enjoy free online bill pay and the first checkbook is free. Use Capital One 360’s mobile app or your computer to deposit checks from anywhere. Open Now!
TD Ameritrade Cash Management Account
The TD Ameritrade Cash Management Account comes with a Visa debit card, unlimited check writing, direct deposit and online bill pay. There are no fees associated with the Cash Management Account and no minimum deposit required to open the account. Open an account today!
USAA Secure Checking Account
The minimum opening balance is $25 for the Secure Free Checking account and $25 if you want to add a savings account. Open an account today!
An online checking account may actually help consumers with a Chexsystems record as online management tools allow customers to see the full account details at any time. With instant alerts and updates it is easier to keep up with transactions and avoid mishaps that may land consumers in Chexsystems.