Why Choose an Online Lender.
Fast, Convenient and Secure. Apply online for a personal loan and get an answer instantly. There’s no need to visit the lender, all paperwork can be completed online. As soon as you complete your online personal loan application, you’ll get an instant decision on your eligibility. Loans can be funded as soon as the next business day. This is not a payday loan…it’s a real personal loan that can be repaid up to 48 months.
On-time payments may build a positive credit history, helping you get back on track. Payments are reported to the major credit bureaus. There are NO additional fees, such as application, origination, prepayment, or late fees. You will only pay back the loan principal and finance charge. Source of income from employment, self-employment, retired, benefits, unemployment benefits. Loans can be used for debt consolidation, monthly bills, repairs, relocation, medical/dental, vacation and much more. Check your eligibility today!
If you can’t get a bank loan due to less-than-perfect credit, you can still borrow up to $35,000 with 4 to 5 years to repay. Choose your terms and if you like, repay the loan early without incurring any pre-payment penalty fees. The minimum FICO Score required for loan consideration is 580. People with problem credit have few choices but having imperfect credit does not mean you cannot repay a loan.
- Loans from $1,000 to $35,000*
- Poor credit OK
- Checking your rate does not affect your FICO® Score
- Funds deposited as soon as the next business day*
- Quick online application
- Rebuild Credit with timely payments
Lending Club is a peer-to-peer lender offering unsecured personal loans up to $40,000. Borrowers are required to have a minimum FICO Score of 600 in order to apply. Applying online is simple and takes about 5 minutes to check your eligibility. There is no impact to you FICO Score when applying because it is a soft-pull on your Transunion credit report. Lending club offers competitive rates and up to 4 years to repay.
- Loan amount $1,000 to $40,000
- Low fixed rates & payments
- No hidden fees
- No prepayment penalties
- Check rate no affect on credit score
- Loan terms up to 60 months
- 600 minimum score required
This is a very easy loan to qualify for. NetCredit is a direct lender offering personal loans to consumers with bad to average credit. All loans are processed and approved by NetCredit. FICO score range required from 550-680. This is a soft pull on your Transunion credit report only, it will not decrease your credit score. NetCredit currently offers loans in the following states: AL, CA, DE, GA, ID, MS, NM, ND, SC, SD, UT, VA, and WI.
- Loans from $1,000 – $10,000 with Flexible Terms
- No Application, Prepayment or Late Fees
- Quick and Easy Online Application
- Build Credit History with Timely Payment
- Payments reported to Experian and Transunion