A prepaid visa or mastercard can be used for direct deposit, bill payment and even ATM withdrawals.
Prepaid cards also offer the convenience of a credit card without a credit check.
In the event you find yourself with no bank or credit union options, prepaid debit cards may be the next best thing.
If your Chexsystems has a fraud notation, some of the banks which offer second chance banking may deny you. Prepaid debit cards offer a lot of the same features deposit accounts offer, but, without the convenience of check writing.
You can use your prepaid visa or mastercard for direct deposit, bill payment and even ATM withdrawals. The direct deposit feature of prepaid cards is great because it saves you money on check cashing fees.
UPside Visa® Prepaid Card
* Similar to a checking account with a Visa prepaid card
* Save up to $220 compared with other cards, the first year alone!
* 100% approval with no credit check and no activation fee.
* $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
* Free Direct Deposit from employers or government benefits providers
* Deposit cash at 50,000 retailers.
* Write personal checks online: easy to pay rent or other bills.
* Earn 1,500 cash back reward points for you first direct deposit load.
* Optional companion card available, as if you had a joint checking.
Apply Now!
Mango™ MasterCard® Prepaid Card
* Savings Account option
* Earn high savings interest rate! – 5.10 APY (35x higher than the industry average)
* $0 activation fee
* No hidden fees / No overdraft fees
* Free direct deposit + Get $20 signup bonus
* No Credit Check/No Bank Account Required
* No Fee to Check Your Balance With a Text Message
* Send and Receive Money Securely With any Mobile Phone
* Free Mango iPhone App (Download from iTunes Store)
* $5 Monthly Fee – Waived when You Load at Least $500 Per Month
Apply Now!
AccountNow® Gold Visa® Prepaid Card
* No credit check for card approval
* No late or overdraft fees
* No Minimum balance
* Higher daily and monthly limits
* Free Direct Deposit
READYdebit® Platinum Visa® Prepaid Card
* Direct Deposit your paychecks for free!
* Account is fully FDIC insured
* Easy cash reloading at 50,000+ retail locations
* Send checks to anyone with our easy online bill pay
* Share money between two READYdebit cards instantly – it’s FREE!
* No credit or ChexSystems™ checks
* No overdraft fees
* No bounced checks – Ever!
