5 Traits of Consumers with Perfect Credit Scores

what consumers with high credit scores do

If achieving the highest credit score possible is your goal or if you want to get as close to perfection as possible, listen up! MyFico.com, the consumer division of FICO, the company that invented the most widely used credit score, published a … [Read more...]

How to Rebuild Credit Scores by using credit accounts

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A good credit score ranges from 700–749. An excellent credit score is 750 and above. Both good and excellent credit practically guarantees approval with the best interest rates as long as you do not carry too much debt. Adding positive credit … [Read more...]

Raise credit scores by using less of your available credit limit

Credit Score Concept

One way to raise credit scores is by using less of your available credit. The credit scoring system rewards consumers who do not utilize their entire available credit limit. You can raise your credit score because a higher credit limit will reduce … [Read more...]

Tips to Get Approved for Credit Cards and Loans

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Take the stress out of applying for credit by knowing how to get approved for credit accounts and where to apply if your credit score is less than perfect. Typically even consumers with low credit scores can get approved for credit card accounts … [Read more...]

A Look at FICO 8 and Authorized User Credit

authorized-user-can-boost-credit-scores

When Fair Isaac Corporation (FICO) announced a few years ago they were rolling out a new credit scoring model that did not factor in authorized user accounts, an uproar broke out. Authorized user credit had always been a way to grant individuals … [Read more...]

Unsecured Credit Cards for Bad Credit or Fair Credit

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Rebuild credit with easy approval retail cards

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When rebuilding or establishing good credit it is important to exercise as many options as possible. Easy to get retail credit cards to rebuild credit is an excellent way to establish good credit and improve scores. Seek easy to get retail credit … [Read more...]

Rebuild Credit with Secured Credit Cards

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Benefits of Secured Credit Cards   Rebuild credit with secured credit cards. Secured credit can help you rebuild credit and get you on track to a good credit score. Credit cards, if managed well, can be a great way to build a solid credit … [Read more...]

Piggyback Secured Credit Cards to Raise Credit Scores

piggyback-credit-cards

Secured credit is an excellent way to rebuild credit, improve credit scores and help you learn how to manage credit and debt. Secured credit cards are issued by credit card companies, banks and credit unions. The credit card is secured by a … [Read more...]

How to Re-establish Credit: 4 Tips to a great score

creditscores

Bad credit does not have to be a life sentence. Credit history has become an integral part of everyday life, it is just about impossible to avoid. A major component to rebuilding credit history is to re-establish credit. Re-establishing credit … [Read more...]