USAA Free Checking Account

USAA Free Checking

At a Glance

USAA Free Checking Account

USAA serves current or former military members (retired or veteran) which includes the Guard and Reserves. You are also eligible if your parent or spouse currently has or had a USAA account. Former spouses and widows are also eligible.

Easy Deposits

Deposit a check from anywhere using your mobile device or computer. USAA’s Easy DepositĀ® lets you deposit checks at select locations of The UPS StoreĀ®. Deposit-capable ATMs can take cash or checks.

ATM Reimbursement

Get reimbursed for using any ATM nationwide. Enjoy no monthly service fees and no minimum balance requirements.
 
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No ChexSystems

USAA does not use ChexSystems. Once you establish eligibility, you will be given a member number that allows you to open a checking and other accounts. The process can be completed online in about 15 minutes. The minimum opening balance is $25 for a checking account.

Full Service Bank

USAA is a great full-service bank. Members can choose from several bank products such as credit cards for any type of credit, renter’s or home insurance, low rate auto insurance and auto loans.