At a Glance
USAA Free Checking Account
USAA serves current or former military members (retired or veteran) which includes the Guard and Reserves. You are also eligible if your parent or spouse currently has or had a USAA account. Former spouses and widows are also eligible.
Deposit a check from anywhere using your mobile device or computer. USAA’s Easy Deposit® lets you deposit checks at select locations of The UPS Store®. Deposit-capable ATMs can take cash or checks.
USAA does not use ChexSystems. Once you establish eligibility, you will be given a member number that allows you to open a checking and other accounts. The process can be completed online in about 15 minutes. The minimum opening balance is $25 for a checking account.