Ultimate Guide to Improve Credit Scores: Reach your credit goals and improve credit scores, make a difference in access to financial products, get lower rates and save money.
Rebuild credit with secured credit cards. Qualify for a secured credit card without a credit check and improve your credit scores in a matter of months.
When you reinstate a loan due to car repo, the derogatory marks remain on credit reports that’s why these steps to rebuild credit after car repo are necessary
Banks pull credit reports to open accounts to look at financial history, verify your identity and check to see what financial products to offer.
Bank fees are annoying and frustrating open an Online Free Checking account with No ATM fees will keep your hard-earned money in your account.
Get bankable again with online checking accounts that do not use ChexSystems. You need a place to deposit or cash checks, pay bills and save money.
Check out our 2018 Guide to Dispute ChexSystems. Get out of ChexSystems and become bankable. ChexSystems Account abuse or suspected fraud can be disputed.
Mistakes happen. Rebuild your banking history with a second chance checking account online designed for people who want a traditional checking account.
Creditors can choose when to report a charge-off but the remove date of charge offs does not change. It is 7.5 years from the date of last payment.
You have the right to stop the debt collector threats and stop debt collectors from calling and writing you. But that does not eliminate the debt.
Goodwill letters still work even if the creditor says it is against the law to delete a negative item. It is not against the law just keep pursuing.
Timeshares are often purchased under pressure but if you do not cancel in time, timeshares can end up on credit reports as charge-off, foreclosure or both.
When a debt collector asks you to provide proof you owe a debt, don’t. It defeats the purpose of the debt validation process.
You can request a debt collector verify the amount and validity of the debt they claim is owed by you. Validation is helpful when debt is repeatedly sold.
It’s great when a public record is deleted from credit reports but Experian can re-insert a public record without 5-day notice if no dispute was involved.