Best Visa Credit Card for Fair to Average Credit

[ezcol_1third]First Access Visa® Card


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  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Checking account required
  • Issued by Mid America Bank & Trust Company, founded 1920, Member: FDIC

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At a Glance

Visa Benefits

Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.

Travel Benefits

Collision damage waiver coverage pays for physical damage and theft to most rental vehicles. Identity theft resolutions services provides assistance should you become the victim of identity theft.

Retail Benefits

Use your Visa© card to shop anywhere–whether it’s on the Internet or in a store–and you are protected from unauthorized use of your VISA card. The Visa Zero Liability policy eliminates consumer liability for fraudulent transactions

Instant Decision

Get a result in as little as 60 seconds upon completion of the online application.

Online Management Tools

Online Customer Center available 24 hours a day, 7 days a week. Manage your account online, check your balance and pay your account statement.

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