FICO generates the most widely used credit scores. These credit scores are based on credit reports from three major credit reporting agencies: TransUnion, Equifax and Experian. The bank or mortgage company will check your credit reports and scores and so should you. Mortgage lenders are looking for credit scores that are at least 620 or above….
Business owners with at least a 500 credit score can qualify for a no collateral business loan and get funded fast. Get up to $250,000 for a bad credit business loan online.
Medical debt collectors looking to collect on older accounts often don’t have any documentation to prove you owe the debt. It’s important to challenge medical collection accounts. If you want to pay, contact the original medical provider.
Did you know a credit card application decline is not necessarily the end of story? When you apply online for a credit card waiting for an answer can be excruciating. And, if your application is declined that sinking feeling sets in. You may even get the 7-10 day processing notice which often means a decline…
FICO groups consumers with similar credit histories together in Scorecard Buckets. These buckets can be responsible for your credit score not improving
10 Simple Strategies to raise credit scores fast. Credit scores can change every time a creditor reports new information. What if you took control of the information being reported with these 10 Strategies.
If you’re thinking about buying a car but have bad credit there are actions you can take to get the best deal. Buying a car can be the second most expensive purchase that most consumers make, coming in right after purchasing a home. To avoid over-paying for a car when you have bad credit follow…
If you are successful in getting a creditor to remove a charge-off, make sure you get the agreement in writing as your proof. Once the agreement is in writing, you can have it enforced.