“Bankruptcy, tax liens, judgments, charge-offs, foreclosures… no problem!” I’m sure you have seen the advertisements and claims made by some credit repair companies in newspapers, on TV, the radio and even the Internet. But can credit repair companies be trusted?
These fantastic assertions often come with 100% guarantee or promises of money back. In reality no credit repair company can guarantee results or a specific outcome. Any credit repair company guaranteeing a specific outcome could be a sign of fraud.
Although outcomes can never be predicted, credit repair companies which offer a warranty, where a promise of a refund is made if certain results do not occur is a more trustworthy claim. While there are several legitimate, good credit companies throughout the country, the one I most recommend and trust is Lexington Law.
About Lexington Law
As a trusted leader repairing credit for hundreds of thousands of clients over the last 26 years, Lexington Law has established itself as the top choice in credit repair. Lexington Law is a licensed and bonded law firm with 22 lawyers on staff and over 400 paralegals licensed to work in all states.
Lexington Law is highly qualified. The attorneys understand the nuances of the law. They are effective in negotiating with your lenders on your behalf. They also apply the provisions within federal consumer protection laws to help you improve your credit history.
According to Lexington Law, their clients saw that the average result was 10.2 removals after four months across their three reports – (Disclaimer: Lexington Law makes no guarantee that you will receive that average result).
Lexington Law Client Results in 2017
Lexington Law was successful in removing over 10 million negative items from clients’ reports in 2017. The negative credit items removed from client credit reports include the following.
Lexington Law is rated Excellent based on 29 reviews on Trustpilot
Lexington Law Service, Cost and Fee Structure
Lexington Law offers 3 levels of services and you are always in control over which negative credit items you wish to dispute. Case facilitators work to repair your credit at the three major credit bureaus while lawyers oversee the credit repair process and assist with complex credit issues.
Lexington Law offers a pay as you go plan ranging from $89.95 per month up to $129.95 per month. In comparison to traditional attorney fees and costs Lexington Law is quite reasonable. You are free to cancel the service at any time without penalty or further obligation.