Top rated by customers in a 2012 survey by the Temkin Group, the USAA American Express® Cards is a low interest rate credit card with cash back rewards.
Consumers who eligible for membership at USAA and want a low-interest credit card with cash back rewards, no annual fees and flexibility to pay over time will enjoy this credit card.
USAA credit products are only available to consumers with a military affiliation. The affiliation can be you, a spouse or a parent.
The USAA American Express® Cards allows you to enjoy the perks and benefits of carrying a rewards credit card with 2,500 Bonus Points after your first purchase. Cardholders earn points toward air travel with no blackout dates, brand-name merchandise, gift cards and more. Redeem your rewards points anytime on usaa.com or from your mobile phone — with no redemption fee.
Consumers interested in this credit card should have a credit score of at least 630 in order to qualify. But keep in mind, the higher your credit score, the lower your interest rate. Each applicant is evaluated on an individual basis and may be offered a variable rate from 9.9% up to 25.9% based on creditworthiness and other factors.
Cardholders can redeem USAA rewards points or choose cash back rewards. If you chose cash back rewards earn up to 2.25% cash back on gas and grocery purchases and up to 1.25% cash back on all other purchases. There are no caps on amount earned.
Get free travel and retail benefits like Visa® Auto Rental Collision Damage Waiver Insurance, Worldwide Automatic Travel Accident Insurance, and Warranty Manager Service.
Consumers cannot go wrong with this credit card. USAA’s customer’s service is top-rated and USAA Savings Banks offers members access to a variety of financial products. USAA makes banking easy with free checking, auto loans, insurance, mortgage loans, equity lines of credit, investment products and much more.
When you choose Cash Rewards:
- Earn up to 2.25% cash back on gas and grocery purchases.
- Earn up to 1.25% cash back on all other purchases.
- No caps on amount earned.
- The more you use your card, the greater your cash rebate.
- Your cash rebate is awarded every January for the purchases made the previous 12 months.