Colorado Down Payment and Homeownership Assistance


Every state has down payment or homeownership assistance programs; some states have both. The programs are designed to provide affordable housing opportunities to homebuyers who might not ordinarily be able to afford a house.

Each program can have their own income and eligibility requirements but primarily the programs are available for first-time homebuyers or low-income families.

Keep in mind if you had no ownership in a principal residence in the previous 3 years, you are also considered a first-time homebuyer even if you owned a home prior to that 3-year period.

The programs are not usually administered directly through the State. Instead, they are nonprofit based and handled through a third party agency. The list below will start you on your search but be sure to confirm the program is currently available.

(Source: HUD.gov)

County Programs

Arapahoe County – HomeBuyer Program or (303) 738-8060
Boulder County – Outside city limits of Boulder – Down Payment Assistance Program or (303) 651-8530
Eagle County – Eagle County Housing or (970) 328-8770
El Paso County – Single Family Mortgage Bond Program or (719) 520-6481
Delta, Montrose and San Miguel Counties – Delta Housing Authority – Down Payment Assistance and Single Family Rehab programs. Call (970) 874-7266.
Grand County Housing Authority – Down Payment Assistance Loan Program and Homebuyer Education, or call (970) 725-3071.
Huerfano and Las Animas Counties – Down Payment Assistance Loan Program and Homebuyer Education, or call (719) 846-7882
Jefferson County – Colorado Housing Assistance Corp or (303) 572-9445
Larimer County – Larimer Home Ownership Program – Outside city limits of Ft. Collins  – (970) 667-3232, ext. 39
Weld County – High Plains Housing Development Corp. (970) 353-7437, ext. 103
Bent, Crowley and Otero counties – Tri-County Housing – Downpayment and closing cost assistance, 2nd mortgages for repairs to a home being purchased, and Home Ownership Counseling (719) 263-5168
Cheyenne, Elbert, Kit Carson and Lincoln counties – Prairie Development Corp. Down payment assistance program or (719) 348-5562 or (800) 825-0208
Logan, Morgan, Phillips, Sedgewick, Yuma and Washington counties – Northeast Colorado Housing, Inc. in Fort Morgan – Down payment assistance program call (970) 542-0955
All counties – Colorado Housing Assistance Corp or (303) 572-9445

City Programs

Aurora – Homeownership Assistance Program or (303) 739-7900
Boulder – Homeownership Programs (303) 441-3157
Colorado Springs – Homeownership Programs – Affordable homeownership opportunities (719) 385-5985
Commerce City – Commerce City Housing Authority or call (303) 289-3698
Denver – Del Norte’s Homeownership Program or (303) 477-4774, ext. 18
Denver – Colorado Housing Assistance Corp at (303) 572-9445
Denver – New West Side Economic Development (NEWSED) or (303) 534-8342 ext. 124
Denver – Southwest Improvement Council (SWIC) (303) 934-0923
Carbondale – Mountain Regional Housing Corporation – Down payment assistance program (970) 384-6447
Fort Collins – Home Buyer Assistance Program or (970) 221-6758
Glenwood Springs – Valley Housing Partners or (970) 384-6447
Greeley – High Plains Housing Development Corp. (970) 346-7660, ext. 6540
Longmont – Down Payment Assistance Program or (303) 651-8530
Loveland – Larimer Home Ownership Program or (970) 667-3232, ext. 39
Pueblo – Housing Department (719) 553-2850
Pueblo – Colorado Bluesky Enterprises – Down payment assistance for individuals with developmental disabilities (719) 546-0572
Pueblo – Neighbor Works of Pueblo – Affordable Housing Program (719) 544-8078
Westminster – Home ownership Assistance (303) 227-2075
Wheat Ridge – WRHA Home Ownership Program (303) 235-2846

Statewide

Colorado Housing Enterprise (303) 428-1448
Colorado Housing and Finance Authority (CHFA) – or (303) 297-7376 or (800) 877-2432, ext. 376
Colorado Housing Assistance Corporation (303) 572-9445
Home Buyer Workshop Class Schedule
Colorado Division of Supportive Housing and Homeless Programs – Section 8 Homeownership Program or (303) 866-7350