Re-aging credit accounts causes older negative accounts to look more recent which not only ruins your credit score but is a serious violation of the FRCA.
Certain myths exist about credit repair, some of which may actually hurt your credit score. Avoid these five credit repair actions can end up hurting your credit scores more than helping.
Credit Privacy Numbers are illegal when marketed as credit repair or to establish a new credit history and score. You can get into more trouble than it’s worth. Building new credit should not involve the possibility of jail time.
When your credit needs improvement a credit fix is important to get the best interest rates, save money, rent an apartment and even open an account at some banks. That’s where credit repair services can help if you don’t have the time to do-it-yourself.
Credit inquiries can remain on a credit report for 2 years. There are two types of credit inquiries – one impacts your credit score and one does not. The two types of credit inquiries are a hard inquiry and a soft inquiry. A soft inquiry occurs when you pull your own credit report or a creditor pulls your report…
It may seem counter-intuitive to get new credit after bankruptcy but using credit is how you rebuild credit history – get steps to rebuild scores after BK
The creditor that furnishes negative information to a credit report is obligated to investigate consumer disputes under the Direct Dispute Rule. Go directly to the source (the creditor) to dispute inaccurate credit report items.
25 easy credit fix tips to improve credit scores. Make your financial life a little easier with good credit scores.