Experian, Equifax and Transunion are multi-million dollar companies that have shown a steady yearly growth. Keep your information from being their cash cow.
Need to dispute specific negative credit items? Start here to get strategies and tips to successfully dispute negative credit items.
A credit fix is important to most Americans and must be done with good results. That’s where credit repair services can help if you don’t have the time or knowledge. Plus get 5 effective do-it-yourself credit fix tips.
The e-Oscar system may result in credit disputes with supporting documentation being ignored by the credit bureaus. The e-Oscar method of investigation takes a short-cut in investigating credit disputes. Find out what can be done to get your credit dispute manually reviewed.
Consumers have the right to request the method of verification when credit bureaus do not properly investigate credit disputes or if you simply disagree with the credit bureaus decision. Method of verification forces credit bureaus to prove how they verified your dispute.
The Fair Credit Reporting Act Compliance Date determines how long a negative item remains on your credit reports by calculating the original date an account became delinquent – it’s also referred to as the original delinquency date. Make sure outdated information is removed.
Creditors may write-off seriously delinquent accounts in the form of a charge-off but that does not mean you are free and clear from paying the debt.