Credit Repair

You have the right to dispute any information in your credit files that you believe is inaccurate. That is credit repair. Credit repair companies don’t have any special rights when it comes to disputing information on your credit reports. Anything a credit repair company can do legally, you can do for yourself.

5 Actions to take if you have scary credit

Bad credit, no matter how scary, should be dealt with. Don’t let bad credit frighten you to the point where you do nothing. Good credit does not happen by accident. Consumers with excellent credit (scores 720 and above) have practiced good credit habits.