A bankruptcy entry on credit reports is a score killer and can remain in credit files for up to 10 years.
Credit inquiries can remain on a credit report for 2 years. There are two types of credit inquiries – one impacts your credit score and one does not. The two types of credit inquiries are a hard inquiry and a soft inquiry. A soft inquiry occurs when you pull your own credit report or a creditor pulls your report…
It may seem counter-intuitive to get new credit after bankruptcy but using credit is how you rebuild credit history – get steps to rebuild scores after BK
25 easy tips to improve credit scores. Make your financial life a little easier with good credit scores.
Consumers needing a credit fix may want to know how a credit repair company works. It’s simple, a credit repair company should not use generic letters and should be able to explain in detail what they can and can’t do with an outline their services upfront.
Tax liens removed from credit reports may mean some consumers will see a jump in credit scores. Tax liens will no longer count against your credit scores. Starting April 16, tax liens will be removed from consumer credit reports. As a result, some consumers can look forward to higher credit scores. The move to no…
Medical Debt: Most debt has a statute of limitations which means at some point it becomes legally uncollectible. Debt collectors can continue to pursue payment but have no leverage.
Don’t be surprised if a credit bureau re-inserts an item that was deleted due to a dispute. They must however, notify in writing if the disputed item has been put back on your reports.