When your credit needs improvement a credit fix is important to get the best interest rates, save money, rent an apartment and even open an account at some banks. That’s where credit repair services can help if you don’t have the time to do-it-yourself.
You have the right to dispute any information in your credit files that you believe is inaccurate. That is credit repair. Credit repair companies don’t have any special rights when it comes to disputing information on your credit reports. Anything a credit repair company can do legally, you can do for yourself.
Ultimate Free Guide on How to Credit Repair: Get Strategies to successfully remove negative credit, while simultaneously improving your credit scores with simple tips anyone can do.
Bad credit, no matter how scary, should be dealt with. Don’t let bad credit frighten you to the point where you do nothing. Good credit does not happen by accident. Consumers with excellent credit (scores 720 and above) have practiced good credit habits.
Certain myths exist about credit repair, some of which may actually hurt your credit score. Avoid these five credit repair actions can end up hurting your credit scores more than helping.
Credit Privacy Numbers are illegal when marketed as credit repair or to establish a new credit history and score. You can get into more trouble than it’s worth. Building new credit should not involve the possibility of jail time.
It may seem counter-intuitive to get new credit after bankruptcy but using credit is how you rebuild credit history – get steps to rebuild scores after BK
The creditor that furnishes negative information to a credit report is obligated to investigate consumer disputes under the Direct Dispute Rule. Go directly to the source (the creditor) to dispute inaccurate credit report items.