The creditor that furnishes negative information to a credit report is obligated to investigate consumer disputes under the Direct Dispute Rule. Go directly to the source (the creditor) to dispute inaccurate credit report items.
25 easy credit fix tips to improve credit scores. Make your financial life a little easier with good credit scores.
Certain myths exist about credit repair, some of which may actually hurt your credit score. Avoid these five credit repair actions can end up hurting your credit scores more than helping.
A charge-off on a credit report is detrimental to credit scores, especially if it is recent. But how accurate is the information being reported about that charge-off? What is a Credit Charge-Off Banks, lenders and credit card companies will write off an account balance after a certain amount of time of nonpayment. That account balance…
Need to dispute specific negative credit items? Start here to get strategies and tips to successfully dispute negative credit items.
Thinking about paying a collection account? Your credit scores may not improve unless you get the collection account deleted with a pay for delete agreement.
A credit fix is important to most Americans and must be done with good results. That’s where credit repair services can help if you don’t have the time or knowledge. Plus get 5 effective do-it-yourself credit fix tips.