The main goal in fixing your credit report should be to remove negative information while adding positive information
Shopping for a car loan can result in multiple credit inquiries from various lenders but the inquiries should only count as ONE against your credit scores.
Disputing negative credit can get downright dirty. If you prefer leaving old negatives alone there are ways to pad your credit report with positive information.
How to get your credit reports for free from the 3 major bureaus.
Improving your credit score may be easier than you think. Some problems can be quickly fixed to get an immediate increase in credit scores.
Once a bankruptcy is filed it is almost impossible to un-ring the bell. Even if the debt is paid, a dismissed Chapter 13 can stay on reports for 10 years.
Specialty consumer reporting agencies like the one that keeps track of store returns or employee screening, must provide a free report every 12 months upon your request.
Having negative information on your credit reports can feel like a life sentence but there is a time limit to most negative credit entries.
Get insight on how to review your credit reports to spot possible errors and inaccurate information.
One of the best ways to change your credit score is to add good credit to your credit reports and there are 3 simple ways to add good credit.