Specialty consumer reporting agencies like the ones that keep track of banking information, rental history, store returns, medical history, employee screening and more must provide a free report every 12 months upon your request.
Learn how to add good credit to credit reports to counter bad credit account including opening new accounts without hard inquiries using the shopping cart trick.
Get a free credit report from Experian, Equifax and Transunion you can download and print online immediately. Find out what creditors are reporting about you with a free credit report and correct mistakes or detect identity theft.
Improving your credit score may be easier than you think. Some problems can be quickly fixed to get an immediate increase in credit scores.
Voluntary repossession is still a repossession. Repossession of any type is considered very negative and will have a substantial impact on your credit report and credit scores.
Ultimate guide to understanding your credit reports. Get the inside scoop on how to spot errors and what items to update, correct or delete.
Authorized user credit is a proven strategy to improve credit scores but there could be drawbacks depending on the primary cardholder’s credit habits.
Credit scores can take a dive if you have duplicate negative information reporting because it appears that you have more DEBT than you actually have
Should you place a credit freeze. A credit freeze could prevent an identity thief from obtaining credit in your name. You’ll have to place a credit freeze on Experian, Transunion and Equifax, individually.