Consumers are entitled to a free credit report from the three major credit bureaus — Equifax, Transunion and Experian once every 12 months. The free credit reports do not include your credit scores. In order to get your credit score you will have to pay a fee.
Monitoring your credit score is imperative to improving your credit score. Your credit score can change every 30 days. There are many companies advertising access to your credit scores but it is best to get your true credit scores (the ones lenders, banks and credit card companies use) directly from the source.
Get your real credit scores today from Equifax and Transunion:
Get continuous score monitoring and notification when a change in your FICO® score impacts the interest rate you are likely to receive. Also get detailed explanations for key score changes and specific tips for understanding your score along with daily monitoring of your Equifax Credit Report with email notification of key changes. You can even request wireless alerts. Score power comes with Two Free Score Power® reports, plus discounts on additional Score Power® reports and a detailed “Bottom Line” of what your most current score means, comparison with national averages, and a graph of how lenders view you. Start today!
Check your Free TransUnion Credit Score along with a trial of 3-Bureau Credit Monitoring. Your Credit Score can change every 30 days. Make sure you are up-to-date today. Stay up-to-date of critical changes to your credit score with credit alerts. Start today!
It is important to know your credit score along with any changes to it and why on a regular basis. Viewing your credit report and credit score every 12 months is really insufficient, especially if you are trying to rebuild your credit.