Credit Scores

It is not a big mystery that some financial activity will drop your credit score more than other activity but you may be surprised at what hurts your credit score.

Cell phone payments, utility bills, cable bills, and now Netflix payments can be added to your Experian credit report and boost to credit scores.

Authorized user credit is a proven strategy to improve credit scores but there could be drawbacks depending on the primary cardholder’s credit habits.

Credit scores do not have to be a mystery. Learn the 5 components that make up a credit score and how to use them to improve your scores.

5 Strategies to Raise Credit Scores that really work. Get an effective game plan to raise your credit scores in 2019 to boost your creditworthiness. The credit scoring system is not going anywhere, it’s worth your time to get on track to good credit scores.

Unless you have tons of cash at some point you will need credit. You can change your credit score legally and quickly by knowing how credit scores work.

Not knowing what’s making your credit score poor will keep you from fixing it. The good news is bad credit can be fixed with some tweaking and effort.

The negative effects of late payments on credit scores is two-fold. Late payments can take up to 100 points from a credit score plus once a late payment is on your credit reports, it can be there for 7 years.