Authorized user credit can be an immediate way to boost credit scores
Authorized user credit is a proven strategy to improve credit scores but there could be drawbacks depending on the primary cardholder’s credit habits.
4 Reasons to check your credit score regularly
Credit scores are subject to information being reported by your creditors, find out 4 compelling reasons to check your credit score regularly.
What your credit score says about you to lenders
Credit history is practically unavoidable. It is an integral part of everyday life. Whether you are making a big purchase like a home or car, or applying for a credit card.
Can credit scores bounce back after one 30-day late payment
A single late payment can tank a good credit score by 90-110 points. One late payment can remain on credit reports 7 years. It can take up to 2 years for a credit score to bounce back after a 30-day late payment.
How Late Payments Impact Credit Scores
The affects of late payments on credit scores is 2-fold. Late payments can take up to 100 points from a credit score plus once a late payment is on your credit reports, it will be there for 7 years.
The best ways to deal with terrible credit
Not knowing what’s making your credit score poor will keep you from fixing it. The good news is bad credit can be fixed with some tweaking and effort.
How to get a Credit Score of 800 & above
Get tips on how to get a credit score of 800 and above. It can be achieved if you make it a goal and follow a few important steps.
How to recover your credit score from late payments
Late payments wreak havoc on credit scores. Payment history is the largest factor of a credit score. The first thing any lender wants to know is whether you’ve paid past credit accounts on time. As little as one recent late payment can sink a good credit score by up to 110 points. Plus, late payments…
Why payment history is important and how to earn the maximum credit score points
Making your credit payments on time is one of the biggest contributing factors to your credit scores. Payment history holds the most weight when it comes to your FICO score. It accounts for 35 percent of your FICO score. A poor payment history means you are unlikely to get the best interest rates and optimal…
5 Incredibly Simple Actions to Raise Credit Scores
Taking action is the only way you can raise credit scores and sometimes the actions are really simple. Consumers with credit scores ranging from 720 to 850 are prime candidates to qualify for the lowest interest rates.
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