Most damaged credit could have been saved by having a healthy savings account. Start building a savings account today with a high interest savings account that earns 25x the national average.
When you agree to be a co-signer for an apartment you are making a decision to be financially responsible for monthly rent payments and any unpaid rent. Take a look at 5 facts to know before agreeing to co-sign on an apartment lease.
Whether you’re just starting out with little to no credit or need to re-establish a good credit history, secured cards offer a simple and fast way to build or rebuild credit. Having good credit is necessary to a healthy financial outlook just as having a solid savings plan. There are some things most people cannot…
A 600 Credit Score means you’ll have a difficult time renting an apartment, getting a mortgage, personal or car loan, opening credit cards and even getting a cell phone contract. These 5 simple ways to raise credit score 100 points can get you to a 700 or higher credit score.
Taking action is the only way you can raise credit scores and sometimes the actions are really simple. Consumers with credit scores ranging from 720 to 850 are prime candidates to qualify for the lowest interest rates.
FICO is the largest credit scoring model used by 90% of lenders. Every few years FICO updates its scoring model and the newest version, FICO 9, might actually help consumers with paid collections and medical collections. FICO Score 9, has some big changes in the area of debt collection. The scoring model does not include…
Because late payments wreak havoc on your credit scores and payment history is the largest factor in credit scores, it’s vital to take action immediately. Take a look at these strategies that can help remove late payments.
Payment history is the biggest contributing factor to your credit score. One missed payment can drop a score up to 110 points. Tips to earn the maximum score points in this category.
5 Top Facts About Your Credit Score: Lack of knowledge about your credit score can hurt your finances. It’s not necessarily your fault but once you’re aware it’s important to adjust your habits.
For most consumers one inquiry can take 5 points or less off a credit score but that number can increase if you have few accounts or a short credit history.