Credit Scores

New FICO® 10 Scoring Formula may cause a 20 point decrease in over 40 million consumer credit scores. Here is what you can do to prevent a drop in your credit scores.

Because late payments wreak havoc on your credit scores and payment history is the largest factor in credit scores, it’s vital to take action immediately. Take a look at these strategies that can help remove late payments.

A 600 Credit Score means you’ll have a difficult time renting an apartment, getting a mortgage, personal or car loan, opening credit cards and even getting a cell phone contract. These 5 simple ways to raise credit score 100 points can get you to a 700 or higher credit score.

5 Top Facts About Your Credit Score: Lack of knowledge about your credit score can hurt your finances. It’s not necessarily your fault but once you’re aware it’s important to adjust your habits.

It is not a big mystery that some financial activity will drop your credit score more than other activity but you may be surprised at what hurts your credit score.

Cell phone payments, utility bills, cable bills, and now Netflix payments can be added to your Experian credit report and boost to credit scores.

Authorized user credit is a proven strategy to improve credit scores but there could be drawbacks depending on the primary cardholder’s credit habits.

Credit scores do not have to be a mystery. Learn the 5 components that make up a credit score and how to use them to improve your scores.