California Statute of Limitations on debt such as credit cards and unsecured loans.
Your debt may be uncollectible. Review your State’s Statute of Limitations on how long you can be sued for an unpaid debt.
The statute of limitations is the time period set by law in which someone can sue you. Each State sets their individual statute of limitations on debt. A creditor or bill collector cannot sue you for payment of a debt after the statute of limitations period has run.
If a debt collector contacts you about an old debt, know your rights, check the statute of limitations on debt in your state and keep your mouth shut (do not acknowledge the debt).