Fingerhut helps make shopping possible for more consumers through their easy approval retail credit account and low monthly payments.
The Fingerhut® Credit Account is intended for consumers with recent or past credit issues. Many consumers have benefited from Fingerhut’s easy approval retail credit account because they report cardholder’s payments to multiple credit bureaus. On time payments will help Fingerhut cardholders build or rebuild credit history.
Who Can Qualify for this Credit Card
The Fingerhut Credit Account makes it clear that consumers with bad credit along with consumers working on building better credit are welcome to apply for their easy approval retail credit account. Consumers with FICO scores of 500 and above have been approved for the Fingerhut Credit Account.
Keep in mind there are other factors that the credit card issuer may take into consideration when making decisions for approval. It is safe to say the higher your credit score, the higher your credit limit than an applicant with a lower credit score. But Fingerhut regularly reviews cardholder accounts which means consistent and sustained on-time payments may qualify you for regular credit limit increases.
Why Fingerhut Credit? There are no down payments, no layaway, no annual fees and the monthly payments are affordable. The Fingerhut Credit Account website also features credit education resources. Consumers experience an increase in credit scores once their Fingerhut Credit Account is initially reported to the credit bureaus.
The Fingerhut Credit Account can be applied for online with a decision in as little as 5 seconds. Are you pre-approved for Fingerhut Credit Account. Enter your name and address and find out now.
The annual percentage rate (APR) for purchases is 24.90% but you can avoid paying interest if you pay your entire balance by the due date each month. Your due date is at least 24 days after the close of each billing cycle.
This is a retail store credit card. You can shop online or through a catalog. Shop a huge selection of thousands of name brand products at Fingerhut including electronics, computers, bed & bath, jewelry, apparel, health & beauty and toys and much more!