Fingerhut is home to over 200,000 top brand-name products. Fingerhut offers credit accounts to people with bad credit, fair credit and average credit.
- Build your Credit with Fingerhut!
- Shop Great Brands.
- Find out instantly if you’re pre-approved with Fingerhut Credit.
- Apply for Fingerhut Credit today. Fill out our easy online application.
At a Glance
Retail Credit Account
The Fingerhut Credit Account is a retail credit account. Fingerhut carries top brands from popular merchants. From Computers, Tablets, TVs and Toys to Furniture, Home Decor and Appliances, you can find it at Fingerhut.
Credit Score Recommended
A credit score of at least 500 is recommended for this card but is not required. Approval is based on a number of factors that the credit issuer may consider in the approval process.
Get a fresh start and build your credit at Fingerhut. Enjoy low monthly payments with flexible terms like deferred payments. Payments are reported to the major credit bureaus. With on-time payments Fingerhut will give you automatic credit line increases.
Budget Friendly Payments
With a Fingerhut credit account you are eligible for deferred payments. But you can also pay off your account early with no interest charge or penalty to pay off your balance early.
How to use Fingerhut to improve credit scores
Fingerhut offers credit to most people with bad credit. But the products tend to be higher priced and the interest rate may be higher than a Visa or Mastercard credit card. The best way to use the Fingerhut credit account is to charge only a few items, pay more than the minimum due or pay in full once you get the bill. After a few months of on-time payments you should see an improvement in credit scores. Remember never use your total available credit line and keep your account balance low.
Coupon code to reduce price at checkout
Get $50 off your first order of $200 or more with a Fingerhut Credit Account. Use promo code NC355.