The UPside Prepaid Visa is a prepaid debit that is actually similar to a checking account. Most prepaid cards boast you can use their card as an option to a checking account but do not have any checking account features aside from direct deposit and ATM access.
With the UPside Prepaid Visa, account holders can write secure online checks for things such as rent, utility bills and cell phone bills. The UPside Prepaid Visa is also one of the only prepaid cards with a rewards program.
Why the UPside Visa® Prepaid Card is Different
Write Personal Checks. Like most prepaid cards there is an easy approval process because there is no ChexSystems and no credit checks. But the UPside Prepaid Visa can function like a checking account where secure checks can be issued from the account itself. Account holders have the ability to write actual personal checks for any purpose. Their slogan says “the power of a bank account in one card” and it is true.
Rewards. The UPside free rewards program allows account holders to earn cash back points. Just activating the card and having your first direct deposit using the card can earn 1500 points. When shopping at leading retailers through the Upside Mall, 10 points per dollar spent can be earned. Earn 5 points per dollar spent when adding minutes to a US prepaid cell phone. Once 2000 points are earned, they can be redeemed for a $20 credit to your card account.
Free Direct Deposit. Account holders can get free direct deposit by providing your employer with the UPside direct deposit information. Your paycheck will be deposited directly to your UPside account just like it is with a checking account direct deposit. Direct deposit can be used for employers or other benefits provider and even the deposit of IRS tax refunds.
Low Fees. Up to $220 can be saved in the first year alone compared with other prepaid cards. There is no activation fee and a fee of only 0.99 cent per month is charged if you load $500 or more each month. But even if you load less than $500 a month on the card, the fee is still low at $2.99 per month. You can get free cash back at point of sale transactions and the fee to withdraw at the ATM is only $1.70.
With over 50,000 retailers available to deposit cash on the card, you cannot go wrong with the UPside Prepaid Visa. This prepaid card costs less than other loadable cards. Many of the services have no fee at all.
Consumers I have referred this Visa Card to really like this option as an alternative to a bank account, especially the features of a checking account with an online checkbook. Apply for an UPside Prepaid Visa today!