The rates of unbanked populations in Hawaii are among the lowest at 13.8 percent according to a U.S. Department of the Treasury report. Unbanked individuals and households are those without a bank or credit union account, whether or not they have had one in the past. If you are living with a relationship with a financial institution open an account at a No-ChexSystems bank in Hawaii.
If you need a bank that does not use ChexSystems in Hawaii, here is a 2018 list below of Second Chance Checking Accounts in Hawaii.
Chime Bank does not use ChexSystems. It’s primarily a spending account that comes with a debit card, no check writing. Works best with direct deposit as checks and cash can be difficult to deposit. There is no minimum balance or monthly service fees.
CU Hawaii Federal Credit Union does not use ChexSystems, they use Telecheck to verify new accounts. They offer a free checking account with no minimum balance and no monthly fee and overdraft protection is available.
Hawaii Community Federal Credit Union does not use ChexSystems, they use Unicheck to open new accounts. Hawaii Community offers a variety of checking account products.
Kauai Community Federal Credit Union does not use ChexSystems, they use Telecheck to open new accounts. They offer a variety of checking account products.
Any eligible members can open a savings account. For a checking they use Chexsystems and Unicheck to open new accounts.
The Rewards Card Checking offers deposit of payroll or government benefit with a monthly fee of $4.95 and $7.95 per month without direct deposit, you’ll receive a checkbook and Mastercard® debit card with no overdraft fees or ATM fees! Free nationwide ATM access at over 55,000 Allpoint®.
You may want to review a List of Second Chance Checking Accounts and Non-ChexSystems Banks in other States.