The rates of unbanked populations in Hawaii are among the lowest at 13.8 percent according to a U.S. Department of the Treasury report. Unbanked individuals and households are those without a bank or credit union account, whether or not they have had one in the past. If you are living with a relationship with a financial institution open an account at a No-ChexSystems bank in Hawaii.
If you need a bank that does not use ChexSystems in Hawaii, here is a 2018 list below of Second Chance Checking Accounts in Hawaii.
Chime Bank is primarily a spending account to conduct your daily expenses that anyone can open. Get paid up to 2 days early with early direct deposit. Other features include no overdraft fees and no monthly service fees. If you need a check written, Chime Bank will create and mail a paper check for you at no charge. No opening deposit required. If you open a savings account too, you can save money when you make a purchase or pay a bill with your Chime Visa® Debit Card. Chime will round up transactions to the nearest dollar and transfer it to your savings account.
CU Hawaii Federal Credit Union does not use ChexSystems, they use Telecheck to verify new accounts. They offer a free checking account with no minimum balance and no monthly fee and overdraft protection is available.
Hawaii Community Federal Credit Union does not use ChexSystems, they use Unicheck to open new accounts. Hawaii Community offers a variety of checking account products.
Kauai Community Federal Credit Union does not use ChexSystems, they use Telecheck to open new accounts. They offer a variety of checking account products.
Any eligible members can open a savings account. For a checking they use Chexsystems and Unicheck to open new accounts.
The Rewards Card Checking offers deposit of payroll or government benefit with a monthly fee of $4.95 and $7.95 per month without direct deposit, you’ll receive a checkbook and Mastercard® debit card with no overdraft fees or ATM fees! Free nationwide ATM access at over 55,000 Allpoint®.
You may want to review a List of Second Chance Checking Accounts and Non-ChexSystems Banks in other States.