Loan #1: OppLoans
OppLoans is a direct online lender offering loans up to $4,000 for people with bad credit. OppLoans does not require a minimum credit score to apply. Borrowers should have a regular income that is direct deposited into a traditional bank account. This is a very easy loan to qualify for.
- Loan amounts range from $1,000 to $4,000
- No prepayment penalties
- Loan terms up to 36 months
- 350 minimum score required
- Payments reported to credit bureaus