If you have bad credit you already know financial resources are limited. But when you have really bad credit, your resources are severely limited. When you need cash beyond what you may have in your savings, loans for really bad credit can help meet your needs.
Reputable lenders are ready to help with loans for really bad credit. Just consider the costs before you commit to a loan offer. Typically, loans for really bad credit are going to have higher APRs – there’s just no getting around that fact.
What’s good about these lenders is that they will only conduct a soft credit inquiry when you apply to find out what rates they can offer. This means your credit score won’t be negatively impacted if you decide not to take the loan offer.