Featured Loans
Featured Loans
Loans up to $5,000
350 minimum credit score required
OppLoans is a direct lender offering loans for poor credit from $500 to $5,000. OppLoans are personal loans that can be used for any need. Borrowers can choose to payback loans up to 3 years.
APR
OppLoans offers a fixed APR personal loan product that ranges from 59% up to 199% APR.
No pre-payment fee
OppLoans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
What do you need to qualify for a loan with OppLoans
To qualify at OppLoans, applicants need a minimum credit score of 350 and a minimum annual income of $18,000. OppLoans is a good choice if you have low credit scores. Applicants must have an active checking account. Income can be from employment, self-employment, benefits or retirement.
Estimated funding time
OppLoans will pre-qualify you in minutes with no impact to your FICO® credit score. OppLoans typically approve borrowers within 24 hours and deposits loans by the next business day.
OppLoans Details
- Easy application process
- Fast funding—apply today; receive money in your account by the next business day
- Less expensive than payday and title loans
- No minimum credit score; borrowers with poor credit can qualify
- Repayment terms up to 36 months
- No collateral necessary
- No hidden fees
- No prepayment penalties
- Helps build your credit score by reporting to all three major credit bureaus
- Good customer service
Loans up to $5,000
350 minimum credit score required
OppLoans is a direct lender offering loans for poor credit from $500 to $4,000. OppLoans are personal loans that can be used for any need. Borrowers can choose to payback loans up to 3 years.
APR
OppLoans offers a fixed APR personal loan product that ranges from 59% up to 199% APR.
No pre-payment fee
OppLoans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
What do you need to qualify for a loan with OppLoans
To qualify at OppLoans, applicants need a minimum credit score of 350 and a minimum annual income of $18,000. OppLoans is a good choice if you have low credit scores. Applicants must have an active checking account. Income can be from employment, self-employment, benefits or retirement.
Estimated funding time
OppLoans will pre-qualify you in minutes with no impact to your FICO® credit score. OppLoans typically approve borrowers within 24 hours and deposits loans by the next business day.
OppLoans Details
- Easy application process
- Fast funding—apply today; receive money in your account by the next business day
- Less expensive than payday and title loans
- No minimum credit score; borrowers with poor credit can qualify
- Repayment terms up to 36 months
- No collateral necessary
- No hidden fees
- No prepayment penalties
- Helps build your credit score by reporting to all three major credit bureaus
- Good customer service
Loans up to $50,000
620 minimum credit score required
Upgrade is a direct lender offering loans for fair credit from $1,000 to $50,000. Upgrade loans can be used for any need. Borrowers can choose to repay loans in 36 months or 60 months.
APR
Upgrade offers a fixed APR personal loan product that ranges from 6.99% to 35.97% APR.
No pre-payment fee
Upgrade does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
What do you need to qualify for a loan with Upgrade
To qualify for an Upgrade loan, applicants need a minimum credit score of 620 and must have a verifiable bank account and email address. Income can be from employment, self-employment, benefits or retirement.
Estimated funding time
Upgrade will pre-qualify you in minutes with no impact to your FICO® credit score. You can get funding within 4 business days.
Upgrade Loan Details
- Easy online application which doesn’t impact your credit score
- Access to credit monitoring and alerts
- You can pick your payment due date
- No prepayment penalties
- Competitive fixed interest rates
- Funds are quickly transferred to your bank account upon approval
Loans up to $50,000
620 minimum credit score required
Upgrade is a direct lender offering loans for fair credit from $1,000 to $50,000. Upgrade loans can be used for any need. Borrowers can choose to repay loans in 36 months or 60 months.
APR
Upgrade offers a fixed APR personal loan product that ranges from 6.99% to 35.97% APR.
No pre-payment fee
Upgrade does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
What do you need to qualify for a loan with Upgrade
To qualify for an Upgrade loan, applicants need a minimum credit score of 620 and must have a verifiable bank account and email address. Income can be from employment, self-employment, benefits or retirement.
Estimated funding time
Upgrade will pre-qualify you in minutes with no impact to your FICO® credit score. You can get funding within 4 business days.
Upgrade Loan Details
- Easy online application which doesn’t impact your credit score
- Access to credit monitoring and alerts
- You can pick your payment due date
- No prepayment penalties
- Competitive fixed interest rates
- Funds are quickly transferred to your bank account upon approval