If you are in ChexSystems or EWS in Maine open a new account at a Maine No-ChexSystems bank. Some credit unions even offer Maine Second Chance Checking Accounts and there’s always the option of online checking accounts at No ChexSystems banks.
Online Options for Maine No-ChexSystems Banks
BBVA Compass ClearChoice Money Market
ANYONE can open this account! BBVA Compass ClearChoice Money Market Account is a No-ChexSystems bank account. There are great features with the ClearChoice Money Market Account like mobile check deposits, direct deposit, bill payment and ATM banking at BBVA Compass ATMs. The account requires a deposit of $25 to open. A money market account is like your basic savings account – the higher your balances, the greater your interest-earning possibilities. Open today.
Washington Savings Bank
The Rewards Card Checking offers deposit of payroll or government benefit with a monthly fee of $4.95 and $7.95 per month without direct deposit, you’ll receive a checkbook and Mastercard® debit card with no overdraft fees or ATM fees! Free nationwide ATM access at over 55,000 Allpoint®.
Maine Second Chance Banks and Maine No-ChexSystems Branch Options
(Note: This list is not exhaustive and in no way represents all banks in Maine that do not use ChexSystems. You must visit the bank in-person to open an account)
Eastmill Federal Credit Union
Eastmaill Federal Credit Union in Maine does not use ChexSystems or EWS. Applicants only need to provide proper identification. They offer a checking account with no minimum balance required and no monthly fees.
Five County Credit Union
They offer a Second Chance Checking account. Once a member has established an active account history for one year, they can request a conversion to a regular checking account. The Second Chance Checking offers check writing, online banking, e-statements, direct deposit, online bill pay and a Visa check card. There is a $5 monthly fee for the account.
Midcoast Federal Credit Union
Midcoast Federal CU does not use ChexSystems but they will run a credit report. They offer several checking account options to choose. Checking features include a free VISA® ATM/Debit Card, free eServices like Midcoast Connection, bill pay, eStatements and mobile banking.
Saco Valley Credit Union
Saco Valley Credit Union only requires proper identification to open an account. They offer a checking account with lots of features including no monthly fees, unlimited check writing, unlimited online bill pay service, online account management, direct deposit, free e-statement with online banking and overdraft protection is available.
Town & Country Federal Credit Union
Town & Country Federal CU does not use ChexSystems but they do run a credit report. They offer several different checking accounts to choose from. Some features include No monthly service fee no minimum balance requirements, unlimited check writing, free online banking with bill pay, free E-Statements and a free Visa® debit card. There is no minimum opening deposit required.