If you are in ChexSystems or EWS in Maine open a new account at a Maine No-ChexSystems bank. Some credit unions even offer Maine Second Chance Checking Accounts and there’s always the option of online checking accounts at No ChexSystems banks.
Maine Online Checking Accounts for Bad Credit
BBVA Compass offers an online checking account that uses Early Warning Services to verify new account holders. BBVA’s award winning banking app allows customers easy access to online and mobile banking, free bill pay and mobile check deposits.
What else can you expect from this checking account?
- Apply with only $25 opening deposit
- No monthly Service Charge
- Complimentary Online Banking and Mobile Banking, Bill Pay and Online Statements
- No ATM withdrawal fees at any BBVA Compass or Allpoint® ATM
- Compass Bank, Member FDIC
Earn high interest plus enjoy mobile and direct deposit and free bill payment. BBVA uses Early Warning Services to verify new customers. The account requires a $25 deposit to open. A money market account is like your basic savings account except with higher earning rates. That means you grow your money faster. The higher your balances, the greater your interest-earning possibilities. Open today.
Chime Bank is primarily a spending account to conduct your daily expenses that anyone can open. Get paid up to 2 days early with early direct deposit. Other features include no overdraft fees and no monthly service fees. If you need a check written, Chime Bank will create and mail a paper check for you at no charge. No opening deposit required. If you open a savings account too, you can save money when you make a purchase or pay a bill with your Chime Visa® Debit Card. Chime will round up transactions to the nearest dollar and transfer it to your savings account.
Maine Second Chance Checking Accounts and Maine Non ChexSystems Banks
Eastmaill Federal Credit Union in Maine does not use ChexSystems or EWS. Applicants only need to provide proper identification. They offer a checking account with no minimum balance required and no monthly fees.
They offer a Second Chance Checking account. Once a member has established an active account history for one year, they can request a conversion to a regular checking account. The Second Chance Checking offers check writing, online banking, e-statements, direct deposit, online bill pay and a Visa check card. There is a $5 monthly fee for the account.
Midcoast Federal CU does not use ChexSystems but they will run a credit report. They offer several checking account options to choose. Checking features include a free VISA® ATM/Debit Card, free eServices like Midcoast Connection, bill pay, eStatements and mobile banking.
Saco Valley Credit Union only requires proper identification to open an account. They offer a checking account with lots of features including no monthly fees, unlimited check writing, unlimited online bill pay service, online account management, direct deposit, free e-statement with online banking and overdraft protection is available.
Town & Country Federal CU does not use ChexSystems but they do run a credit report. They offer several different checking accounts to choose from. Some features include No monthly service fee no minimum balance requirements, unlimited check writing, free online banking with bill pay, free E-Statements and a free Visa® debit card. There is no minimum opening deposit required.
ChexSystems is used to verify new accounts but if it is paid for 1 or more years and fraud is not indicated, you may be able to open an account.
They offer second chance checking called the “Bridge Checking Account.” It helps members get back on their feet. Members enjoy no monthly service charge, no minimum opening deposit and unlimited check writing.
You may want to review a List of Second Chance Checking Accounts and Non-ChexSystems Banks in other States.