If you are in ChexSystems or EWS in Massachusetts open a new account at a Massachusetts second chance bank.
Get a fresh start at checking with a traditional bank. When you have to use check cashing stores or prepaid debit cards, you end up spending money on fees. You shouldn’t have to pay a fee to cash a check.
Massachusetts Second Chance Checking
BBVA Compass offers an online checking account with No ChexSystems. It’s a fee-free account that makes it easy to manage your money on the go with mobile banking. You can access your account for free through a computer, tablet or smartphone. Another great perk with this second chance bank account is that you not only get to access BBVA Compass ATMs for free, you also get free access to the AllPoint ATM network, which includes more than 55,000 ATMs nationwide.
What else can you expect from this checking account?
- Apply with only $25 opening deposit
- No monthly Service Charge
- Earn cash back on everyday debit and credit card purchases
- Complimentary Online Banking and Mobile Banking, Bill Pay and Online Statements
- No ATM withdrawal fees at any BBVA Compass or Allpoint® ATM
- Compass Bank, Member FDIC
Earn high interest plus enjoy mobile and direct deposit and free bill payment. BBVA uses Early Warning Services to verify new customers. The account requires a $25 deposit to open. A money market account is like your basic savings account except with higher earning rates. That means you grow your money faster. The higher your balances, the greater your interest-earning possibilities. Open today.
Chime Bank is primarily a spending account to conduct your daily expenses that anyone can open. Get paid up to 2 days early with early direct deposit. Other features include no overdraft fees and no monthly service fees. If you need a check written, Chime Bank will create and mail a paper check for you at no charge. No opening deposit required. If you open a savings account too, you can save money when you make a purchase or pay a bill with your Chime Visa® Debit Card. Chime will round up transactions to the nearest dollar and transfer it to your savings account.
Massachusetts Second Chance Checking Accounts and Non ChexSystems Banks
The Rewards Card Checking offers deposit of payroll or government benefit with a monthly fee of $4.95 and $7.95 per month without direct deposit, you’ll receive a checkbook and Mastercard® debit card with no overdraft fees or ATM fees! Free nationwide ATM access at over 55,000 Allpoint®.
Alden Credit Union offers a second chance checking called No Boundaries Checking. The checking account is designed for members who need help rebuilding their financial lives. The account requires a $10 opening deposit and has a monthly service fee of $7.50. Other features include online banking, free bill pay, free notary service and an ATM card.
Hope Community offers an account called “Easy Checking” for those reported to ChexSystems and those with a credit score of less than 600. There is a $9.95 a month if a balance of $200 is not maintained. Account holders get unlimited paperless transactions.
Milbury Savings Bank offers several checking accounts and only proper identification is required. Checking account features unlimited check writing with no per-check fees, free paper statements or eStatements, free online banking, mobile and telephone banking.
My Mutual Bank does not use ChexSystems, only proper identification is required. Checking accounts feature no minimum balance, no monthly service charge, free unlimited ATMs worldwide*, no per item charge, debit card, free online banking and free bill pay.
They offer a second chance account called the U2 Checking Account.
Rollstone Bank & Trust does not use ChexSystems but proper identification is required. The checking account offers no minimum balance requirements, no monthly fees, bill pay and mobile banking.
They offer Second Chance Checking with a monthly maintenance fee of $7.50. You must maintain a $50.00 average minimum daily balance.
They offer Second Chance Checking called Opportunity Checking. The minimum deposit required to open is $50. The account features a free Visa® Debit Card, online banking and bill pay and e-statements. There is a monthly service charge of $16.95 ($11.95 with direct deposit).
You may want to review a List of Second Chance Checking Accounts and Non-ChexSystems Banks in other States.