Online Options for Nebraska No-ChexSystems Banks
BBVA Compass ClearChoice Money Market
ANYONE can open this account! BBVA Compass ClearChoice Money Market Account is a No-ChexSystems bank account. There are great features with the ClearChoice Money Market Account like mobile check deposits, direct deposit, bill payment and ATM banking at BBVA Compass ATMs. The account requires a deposit of $25 to open. A money market account is like your basic savings account – the higher your balances, the greater your interest-earning possibilities. Open today.
Nebraska Second Chance Banks and Nebraska No-ChexSystems Branch Options
(Note: This list is not exhaustive and in no way represents all banks in Nebraska that do not use ChexSystems. You must visit the bank in-person to open an account)
Citizens Bank and Trust
This bank has several checking account products along with other financial products and services. The “Budget Account”) requires a $50 opening deposit. There are no maintenance fees but a $0.25 per debit item fee for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account, not including ATM/Visa debit card transactions) in excess of 30 during a monthly statement cycle. Citizens Bank and Trust does not use ChexSystems but requires 2 forms of Identification.
Farmers State Bank
Several bank account products are available along with a wide array of accounts and services to meet your needs. This bank has several checking account products along with other financial products and services. Farmers State Bank does not use ChexSystems but requires 2 forms of Identification.
Most US Bank branches located “in store” branches will open a checking or savings account for consumers in ChexSystems; some “in-store” branches even have signs stating “Chexsystems? No Problem!”. But you must not owe US Bank money if they reported you to ChexSystems or have been reported to ChexSystems for fraud. Some regular branch locations may also open an account but it’s best to call first to inquire. The minimum opening deposit is $25.
Peoples Cash Solutions
They offer a second chance checking account but fraud cannot be indicated on your ChexSystems or Telecheck record. Peoples Cash Solutions and Peoples Bank will open a Second Chance Checking Account for you even if you have bad credit. There is a $4.95 maintenance fee. You will receive a checkbook and a MasterCard debit card.
Washington Savings Bank
The Rewards Card Checking offers deposit of payroll or government benefit with a monthly fee of $4.95 and $7.95 per month without direct deposit, you’ll receive a checkbook and Mastercard® debit card with no overdraft fees or ATM fees! Free nationwide ATM access at over 55,000 Allpoint®.