Nebraska Second Chance Checking and Nebraska No-ChexSystems Banks

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Nebraska’s unbanked and underbanked households sit at 26 percent. Unbanked and underbanked households either completely lack a bank account or rely on alternative financial services, like payday or auto title loans, for credit.

Without access to mainstream financial services, families will undoubtedly incur unnecessary costs and fees over their financial lifetime. The typical unbanked household, with an average income of $22,000, often pays more than $1,200 each year in extra fees from alternative credit sources like cashing a paycheck.

BBVA Online Checking

BBVA offers an online checking account that utilizes EWS to verify new customers. It’s a no monthly Service Charge account that makes it easy to manage your money on the go with mobile banking. Customers enjoy free checking, unlimited check writing, cashback in categories like gas and groceries throughout the year. Free ATMs at BBVA and at 64,000 AllPoint ATMs in the network. Bill payment and mobile check deposit also included, you can even deposit cash at some AllPoint ATM locations.

What else can you expect from this checking account?

  • Apply with only $25 opening deposit
  • No monthly Service Charge
  • Earn cash back on everyday debit and credit card purchases
  • Complimentary Online Banking and Mobile Banking, Bill Pay and Online Statements
  • No ATM withdrawal fees at any BBVA or Allpoint® ATM. Deposit cash at some AllPoint ATMs.
  • BBVA USA, Member FDIC

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Chime

Chime is primarily a spending account to conduct your daily expenses that anyone can open. Get paid up to 2 days early with early direct deposit. Other features include no overdraft fees and no monthly service fees. If you need a check written, Chime will create and mail a paper check for you at no charge. No opening deposit required. If you open a savings account too, you can save money when you make a purchase or pay a bill with your Chime Visa® Debit Card. Chime will round up transactions to the nearest dollar and transfer it to your savings account.


Nebraska Second Chance Checking Accounts and Nebraska Non ChexSystems Banks

Citizens Bank and Trust

This bank has several checking account products along with other financial products and services. Citizens Bank and Trust does not use ChexSystems but requires 2 forms of Identification.

Farmers State Bank

Several bank account products are available along with a wide array of accounts and services to meet your needs. Farmers State Bank does not use ChexSystems but requires 2 forms of Identification.

Fremont First Federal Credit Union

They use Telecheck to verify new accounts.

Eagle State Bank

They use Telecheck to verify new accounts.

Adams County Bank

Proper identification is required.

Byron State Bank

Proper identification is required.

Butte State Bank

A credit report is required to open new acounts.

Cass County State Bank

They use Telecheck and a credit report to verify new accounts.

First Nebraska Bank

They use a credit report and a score of 600 or higher is required.

Bank of Doniphan

They use a credit report to open new accounts.

Kearney Federal Credit Union

They use a credit report to open new accounts.

Heritage Bank

They use a credit report to open new accounts.

Bruning State Bank

They use a credit report to open new accounts.

Central National Bank

They offer second chance checking.

Non-ChexSystems Banks by State

Second chance banking is available in all 50 States. Find additional options in your area and share the list of second chance banks with friends and family that may be unbanked.