Nevada Down Payment and Homeownership Assistance

Every state has down payment or homeownership assistance programs; some states have both. The programs are designed to provide affordable housing opportunities to homebuyers who might not ordinarily be able to afford a house.

Each program can have their own income and eligibility requirements but primarily the programs are available for first-time homebuyers or low-income families.

Keep in mind if you had no ownership in a principal residence in the previous 3 years, you are also considered a first-time homebuyer even if you owned a home prior to that 3-year period.

The programs are not usually administered directly through the State. Instead, they are nonprofit based and handled through a third party agency. The list below will start you on your search but be sure to confirm the program is currently available.


Statewide and Regional Programs

Nevada Affiliates of Habitat for Humanity – through volunteer labor, builds and rehabilitates houses for families in need
U.S. Department of Agriculture Rural Housing – homebuyer programs in rural communities
HUD approved housing counseling agencies
Community contacts – find out if your community offers homeownership assistance
State of Nevada Housing Division – First-Time Homebuyer Program
Nevada Rural Housing Authority

Programs by City/Town

City of Henderson
Carson City

Organization Phone/Fax Type of assistance
Community Services Agency
1090 East 8th Street
Reno, NV. 89510 Phone:
(775) 786-6023 Downpayment assistance for low-moderate income applicants. Income qualifying is required.

Western Nevada Home Consortium 
3208 Goni Rd., Suite 183
Carson City, NV. 89703-7925 Phone:
(775) 883-7333 Downpayment assistance for low-moderate income applicants. Income qualifying is required.

State of Nevada
Department of Business and Industry Housing Division
1771 E. Flamingo, Ste. 206-B
Las Vegas, NV 89119 Phone:
(702) 486-7220
(702) 486-7226 Homebuyer Assitance

Homeowner Rehabilitation
Security Deposits and Rental Assistance
Downpayment assistance for low and moderate income families

Economic Opportunity Board of Clark County (EOB)
330 W. Washington Ave, Ste. 10
Las Vegas, NV 89106 Phone:
(702) 647-7816
(702) 647-3308 One-On-One Counseling

Homebuyer Education Classes
Post-Purchase Education Classes
Affordable Housing
Down Payment Assistance
Habitat for Humanity Las Vegas, Inc.
1573 N. Decatur Blvd.
Las Vegas, NV 89108 Phone:
(702) 638-6477
(702) 638-6478 Habitat for Humanity builds homes for needy families in partnership with the community.

North Las Vegas Neighborhood
Housing Services (Home Programs)

2266 Civic Center Drive
North Las Vegas, NV 89030 Phone:
(702) 633-1532
(702) 642-1511

Housing Rehabilitation Assistance Program
Emergency Repair Grant Program. (Limited to people in North Las Vegas.)

Women’s Development Center
4020 Pecos McLeod
Las Vegas, NV 89121 Phone:
(702) 796-7770
(702) 796-3007 Prepurchase Counseling
Rental Counseling

Consumer Credit Counseling Service of Southern Nevada
3650 S. Decatur Blvd, Ste. 30
Las Vegas, NV 89103
2290 McDaniel
North Las Vegas, NV 89030
Nellis Air Force Base, Nevada
Las Vegas, NV 89119
2920 N. Green Valley Parkway
Henderson, NV 89014

(702) 364-0344
(702) 364-0773 HECM Counseling
Default/Foreclosure Counseling
Prepurchase Counseling
Rental Counseling

Community Development Program

Center of Nevada
2009 Alta Drive
Las Vegas, NV 89106 Phone:
(702) 873-8882
(702) 873-8942 Prepurchase Counseling

Community Development Program

East Las Vegas CDC
3320 Sunrise Avenue
Las Vegas, NV 89101 Phone:
(702) 307-1710
(702) 307-1712 Homebuyer Education Programs Loss Mitigation Delinquency/Default Counseling Post-Purchase Counseling Prepurchase Counseling
Renters Assistance