The impact on lives of people without a solid credit history or no credit can be profound. Build a solid credit history with or without credit cards.
Ultimate Guide to Improve Credit Scores: Reach your credit goals and improve credit scores, make a difference in access to financial products, get lower rates and save money.
Does love really conquer all? What happens when you marry someone with bad credit. Learn how to manage a spouse’s bad credit.
Find 5 easy to get retail credit cards to help rebuild credit. Retail credit cards can help build credit because they are typically easier to get than major credit cards. Nearly all require bad to fair credit for approval. This type of card can only be used to make purchases at the retailer it’s affiliated with.
Depending on the credit bureaus to automatically remove outdated information from credit reports is a mistake. The credit bureaus deal with billions of pieces of information daily and sometimes items get left on credit reports that should have been removed years ago. Removing outdated information from credit files is the simplest way to improve your…
Did you know a credit card application decline is not necessarily the end of story? When you apply online for a credit card waiting for an answer can be excruciating. And, if your application is declined that sinking feeling sets in. You may even get the 7-10 day processing notice which often means a decline…
How to rebuild credit scores by using unsecured and secured credit cards, retail accounts and installment loans
Credit Builder Loans: Rebuild Credit with a bank loan reporting to the credit bureaus using a credit builder loan. You don’t need upfront money with Self Lender Loans.
The time period when a negative account should be removed from reports is 7 years and cannot be restarted by a creditor or collection agency. If the time period is restarted then re-aging has taken place, which is illegal.