Bad credit does not have to be a life sentence. Re-establish credit because your credit history is an integral part of everyday life, it’s just about impossible to avoid. Replace any credit-damaging habits with new, better ones to re-establish credit.
Depending on the credit bureaus to automatically remove outdated information from credit reports is a mistake. The credit bureaus deal with billions of pieces of information daily and sometimes items get left on credit reports that should have been removed years ago. Removing outdated information from credit files is the simplest way to improve your…
Did you know a credit card application decline is not necessarily the end of story? When you apply online for a credit card waiting for an answer can be excruciating. And, if your application is declined that sinking feeling sets in. You may even get the 7-10 day processing notice which often means a decline…
One way of raising credit scores is by using less of your available credit. FICO credit scoring system rewards consumers who do not utilize their entire available credit limit.
Get 7 Strategies on how to rebuild credit scores using credit accounts. When you first start to rebuild credit scores it might be difficult. But once you build momentum you’ll be coasting your way to a good credit score in no time simply using credit accounts.
Rental payment history on credit reports can be a helpful tool for renters that need to rebuild credit. Many renters that have imperfect credit may have a history of paying rent on time. If rental payment history was reported on credit reports, it might help to rebuild credit scores. Credit scores can impact the major…
The impact on lives of people without a solid credit history or no credit can be profound. Build a solid credit history with or without credit cards.
Ultimate Guide to Improve Credit Scores: Reach your credit goals and improve credit scores, make a difference in access to financial products, get lower rates and save money.
Does love really conquer all? What happens when you marry someone with bad credit. Learn how to manage a spouse’s bad credit.
Find 5 easy to get retail credit cards to help rebuild credit. Retail credit cards can help build credit because they are typically easier to get than major credit cards. Nearly all require bad to fair credit for approval. This type of card can only be used to make purchases at the retailer it’s affiliated with.