Part of rebuilding credit includes adding positive credit accounts to your credit history. Credit scoring needs something other than negative credit when calculating a credit score.
Ultimate Guide to Improve Credit Scores: Reach your credit goals and improve credit scores, make a difference in access to financial products, get lower rates and save money.
Old negative information may not be removed automatically. Sometimes you have to check your reports to make sure outdated information is not reporting.
Does love really conquer all? What happens when you marry someone with bad credit. Learn how to manage a spouse’s bad credit.
People often associate credit cards with debt. But having credit cards does not mean you have to take on debt. The truth is you need current, active credit accounts in order to rebuild credit history. Having nothing but negative credit reporting to the bureaus will not help credit scores. To rebuild credit you need positive…
A goodwill letter to your original creditor can result in removal of past due payment marks.
Rental payment history on credit reports can be a helpful tool for renters that need to rebuild credit. Many renters that have imperfect credit may have a history of paying rent on time. If rental payment history was reported on credit reports, it might help to rebuild credit scores. Credit scores can impact the major…
Build credit while saving money, starting as low as $25 a month with a bank loan reporting to the credit bureaus. With a credit builder loan, no up-front deposit and no credit score is required. When you open a credit builder loan, you pay monthly while building a positive payment history. Once your loan is paid off, you get the money back, minus interest.
How to Improve Credit Scores: Awesome Guide that tells you what major factors are keeping your scores low and what you can do to improve credit scores.