Tips to get a bad credit mortgage loan
Mortgage rates remain at the lowest since the 1950s. Don’t let the opportunity to buy a home pass you.
5 Traits of Consumers with Perfect Credit Scores
The main habits to achieve excellent scores are to keep credit card balances low and consistently make payments on time, even if it’s just the minimum.
How to Rebuild Credit Scores: 7 Strategies using credit accounts
How to rebuild credit scores by using unsecured and secured credit cards, retail accounts and installment loans
Creditors or collection agencies cannot restart the deletion time
The time period when a negative account should be removed from reports is 7 years and cannot be restarted by a creditor or collection agency.
How to remove outdated information from credit reports
Depending on the credit bureaus to automatically remove outdated information from credit reports is a mistake. The credit bureaus deal with billions of pieces of information daily and sometimes items get left on credit reports that should have been removed years ago. Removing outdated information from credit files is the simplest way to improve your…
Raise credit scores by using less of your available credit limit
One way of raising credit scores is by using less of your available credit. FICO credit scoring system rewards consumers who do not utilize their entire available credit limit.
New version of FICO is better if you have paid collections
FICO is the largest credit scoring model used by 90% of lenders. Every few years FICO updates its scoring model and the newest version, FICO 9, might actually help consumers with paid collections and medical collections. The newest edition, FICO Score 9, has some big changes in the area of debt collection. The scoring model…
Rebuild credit with easy approval retail cards
When rebuilding or establishing good credit it is important to exercise as many options as possible. Easy to get retail credit cards to rebuild credit is an excellent way to establish good credit and improve scores. Seek easy to get retail credit cards at your local appliance, furniture and jewelry stores. Radioshack and Oil Companies…
Piggyback Secured Credit Cards to Raise Credit Scores
Secured credit is an excellent way to rebuild credit, improve credit scores and a great way to learn personal finace management