Send the letter Certified Mail, Return Receipt so you will have proof the collection agency received your request.
Date
Your Name
Address
City, State Zip
Debt Collector’s Name
Address
City, State Zip
Re: Account Number
Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist telephone and email communication with me, my employer, as well as my family and friends, in relation to this and all other alleged debts you claim I owe.
I do not have any responsibility for the debt you’re trying to collect. If you have good reason to believe that I am responsible for this debt, mail me the documents that make you believe that. Stop all other communication with me except U.S. mail and record that I dispute having any obligation for this debt.
You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission, the Consumer Financial Protection Bureau and the [your state here] Attorney General’s office. Civil and criminal claims will be pursued.
Sincerely,
Type Your Name
(Do not sign the letter, your signature may end up on a fraudulent document agreeing to pay a debt you do not owe)