Sent U.S. Certified, Return Receipt Mail
Collection Agency Name
City & State & Zip
Re: (File Number) and (Creditor Name)
In response to your letter to me dated _____________ and received on ____________, I hereby dispute your claim and request validation of the alleged debt.
Please provide competent documentation, from the original creditor, that I have any legal obligation to pay you for any debt, including any interest, late fees or other charges that you are claiming.
Lastly, I hereby request no telephone contact be made by your offices to my home, cellular phone, workplace phone, telephone numbers of my family or friends. All future communications MUST BE DONE IN WRITING as telephone calls are inconvenient for me.
*DO NOT SIGN THE LETTER, JUST PRINT YOUR NAME
(This letter is just a sample, you should modify according to your specific issues).
*Your signature could very well end up on some bogus contract provided by the collection agency.