Second Chance Banking in Louisiana allows you to open a new account at a bank or credit union whether you have ChexSystems or EWS records.
Louisiana has the second highest percentage of unbanked households with Mississippi having the highest. Opening a second chance checking account in Louisiana can help residents get and maintain financial stability.
Opening a new bank account means you won’t have to worry about your cash getting stolen and it will save you money. Banks and credit unions offer free check cashing to their customers so you won’t have to pay high fees to cash your checks.
For people listed in ChexSystems or Early Warning Services a second chance checking account gives you an opportunity to get back into banking. Everyday transactions are made much easier with checking accounts.
Bank accounts can help you begin long-term saving. Plus, your savings will be protected in the event of an emergency or disaster. If you decide you want to take out a loan for a house or education, your bank or credit union will be there to help.
Get back into banking. It’s convenient. There are banks and credit unions that offer Louisiana residents a second chance at banking. There are also banks in Louisiana that don’t use EWS or ChexSystems where only proper identification is required to open accounts.
Louisiana Online Second Chance Checking
BBVA Compass offers an online checking account that uses Early Warning Services to verify new account holders. BBVA’s award winning banking app allows customers easy access to online and mobile banking, free bill pay and mobile check deposits.
What else can you expect from this checking account?
- Apply with only $25 opening deposit
- No monthly Service Charge
- Complimentary Online Banking and Mobile Banking, Bill Pay and Online Statements
- No ATM withdrawal fees at any BBVA Compass or Allpoint® ATM
- Compass Bank, Member FDIC
Earn high interest plus enjoy mobile and direct deposit and free bill payment. BBVA uses Early Warning Services to verify new customers. The account requires a $25 deposit to open. A money market account is like your basic savings account except with higher earning rates. That means you grow your money faster. The higher your balances, the greater your interest-earning possibilities. Open today.
Chime Bank is primarily a spending account to conduct your daily expenses that anyone can open. Get paid up to 2 days early with early direct deposit. Other features include no overdraft fees and no monthly service fees. If you need a check written, Chime Bank will create and mail a paper check for you at no charge. No opening deposit required. If you open a savings account too, you can save money when you make a purchase or pay a bill with your Chime Visa® Debit Card. Chime will round up transactions to the nearest dollar and transfer it to your savings account.
Second Chance Banks in Louisiana
(Note: This list is not exhaustive and in no way represents all second chance banks in Louisiana or banks that do not use ChexSystems or EWS in Louisiana. You may have to visit the bank in-person to open an account.)
Non-ChexSystems Banks by State
Banks that don’t use ChexSystems and second chance banking is available in all 50 States. Find more information and additional options available in your area and share with friends and family members who may be unbanked.