Multiple collection agencies for the same medical debt should be disputed
Collection agencies that sell a debt should delete their negative notation to avoid multiple debt collectors reporting simultaneously for the same debt.
Collection agencies that sell a debt should delete their negative notation to avoid multiple debt collectors reporting simultaneously for the same debt.
Comcast collection agencies typically do not delete accounts based upon payment of a debt; but a paid collection looks better than an unpaid collection.
When rebuilding your credit, charge-offs may be a big part of your credit past. In tackling charge-offs there basically 3 actions: dispute, settle or ignore.
Blanket disputes is an old credit repair tactic that may work temporarily but can easily backfire, resulting in disputes labeled frivolous and reinsertion.
Once a bankruptcy is filed it is almost impossible to un-ring the bell. Even if the debt is paid, a dismissed Chapter 13 can stay on reports for 10 years.
Judgments can be detrimental to credit scores. Dispute judgments or find other ways to vacate or settle judgments to delete from credit reports.
An automatic stay goes into effect where creditors cannot sue you when you file Chapter 13 bankruptcy but the bankruptcy tolls the statute of limitations.
Creditors can report a charge-off every month to the credit bureaus but if the charge-off has been sold to a collection agency it must report a zero balance