Credit scores can take a dive if you have duplicate negative information reporting because it appears that you have more DEBT than you actually have
Should you place a credit freeze. A credit freeze could prevent an identity thief from obtaining credit in your name. You’ll have to place a credit freeze on Experian, Transunion and Equifax, individually.
If disputing negative credit is not your cup of tea, use these techniques to pad your credit report with positive information. Current positive information, like on-time payment history, will help your credit scores.
As the Equifax data breach looms over millions of consumers, there are other scams to protect your credit files from and ways to freeze your credit reports for free.
Shopping for a car loan can result in multiple credit inquiries from various lenders but the inquiries should only count as ONE against your credit scores.
Don’t let medical debt unknown to you sit on your credit reports, there are steps you can take to have the negative marks deleted.
Improving your credit score may be easier than you think. Some problems can be quickly fixed to get an immediate increase in credit scores.
Specialty consumer reporting agencies like the one that keeps track of store returns or employee screening, must provide a free report every 12 months upon your request.