Late payments wreak havoc on credit scores. Payment history is the largest factor of a credit score. The first thing any lender wants to know is whether you’ve paid past credit accounts on time. As little as one recent late payment can sink a good credit score by up to 110 points. Plus, late payments…
25 easy tips to improve credit scores. Make your financial life a little easier with good credit scores.
Making your credit payments on time is one of the biggest contributing factors to your credit scores. Payment history holds the most weight when it comes to your FICO score. It accounts for 35 percent of your FICO score. A poor payment history means you are unlikely to get the best interest rates and optimal…
Taking action is the only way you can raise credit scores and sometimes the actions are really simple. Consumers with credit scores ranging from 720 to 850 are prime candidates to qualify for the lowest interest rates.
Most damaged credit could have been saved by having a healthy savings account. Start building a savings account today with a high interest savings account that earns 25x the national average.
Credit scores do not have to be a mystery. Learn the 5 components that make up a credit score and how to use them to improve your scores.
The impact on lives of people without a solid credit history or no credit can be profound. Build a solid credit history with or without credit cards.
5 Strategies to raise credit scores that really work. Get an effective game plan to raise your credit scores in 2018 to boost your creditworthiness.
FICO groups consumers with similar credit histories together in Scorecard Buckets. These buckets can be responsible for your credit score not improving