Having a repossession in your credit files may not prevent you from getting a mortgage loan but it’s best to have other positive credit to offset the repo.
Debt settlement can hurt credit scores because having late payments are essential to settlement, creditors are motivated to settle when you have multiple lates
The promise to wipe out your debt may seem like a dream come true as living debt free is the goal of many consumers. But the debt relief industry is like all other industries; there are some good players and some bad players. Beware of schemes that claim your debt can be eliminated, you could…
Some have criticized the CFPB as an unnecessary bureaucracy but they cannot argue the fact that consumers have benefited from settlements negotiated by the CFPB