Should you place a credit freeze. A credit freeze could prevent an identity thief from obtaining credit in your name. You’ll have to place a credit freeze on Experian, Transunion and Equifax, individually.
As the Equifax data breach looms over millions of consumers, there are other scams to protect your credit files from and ways to freeze your credit reports for free.
EMV embedded chip credit and debit cards offer more protection for consumers but the rollout has been slow.
It has become so common for consumers to simply hand over their Social Security number, without question, that many consumers think they have no option when asked. From prospective employers and doctor’s offices to service providers, cell phone and utility companies, it is standard for your Social Security number to be requested. But do you…