Part of rebuilding credit includes adding positive credit accounts to your credit history. Credit scoring needs something other than negative credit when calculating a credit score.
The impact on lives of people without a solid credit history or no credit can be profound. Build a solid credit history with or without credit cards.
Did you know a credit card application decline is not necessarily the end of story? When you apply online for a credit card waiting for an answer can be excruciating. And, if your application is declined that sinking feeling sets in. You may even get the 7-10 day processing notice which often means a decline…
FICO groups consumers with similar credit histories together in Scorecard Buckets. These buckets can be responsible for your credit score not improving
Credit Builder Loans: Rebuild Credit with a bank loan reporting to the credit bureaus using a credit builder loan. You don’t need upfront money with Self Lender Loans.
Ultimate Guide to Improve Credit Scores: Reach your credit goals and improve credit scores, make a difference in access to financial products, get lower rates and save money.
Bad credit does not have to be a life sentence. Credit history has become an integral part of everyday life, it is just about impossible to avoid. A major component to rebuilding credit history is to re-establish credit. Re-establishing credit will not only rebuild credit history but also raise your credit scores. Here are 4…
Disputing negative credit can get downright dirty. If you prefer leaving old negatives alone there are ways to pad your credit report with positive information.
How to rebuild credit scores by using unsecured and secured credit cards, retail accounts and installment loans