How to add positive credit to your credit reports
Part of rebuilding credit includes adding positive credit accounts to your credit history. Credit scoring needs something other than negative credit when calculating a credit score.
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How to pad your credit report if you have negative items
If disputing negative credit is not your cup of tea, use these techniques to pad your credit report with positive information. Current positive information, like on-time payment history, will help your credit scores.
Credit Goals: Guide to improve credit scores for excellent credit in 2020
Ultimate Guide to Improve Credit Scores: Reach your credit goals and improve credit scores, make a difference in access to financial products, get lower rates and save money.
Should bad credit be a deal breaker to marriage? How to manage joint credit
Does love really conquer all? What happens when you marry someone with bad credit. Learn how to manage a spouse’s bad credit.
Easy way to rebuild credit history without taking on debt
People often associate credit cards with debt. But having credit cards does not mean you have to take on debt. The truth is you need current, active credit accounts in order to rebuild credit history. Having nothing but negative credit reporting to the bureaus will not help credit scores. To rebuild credit you need positive…
5 Traits of Consumers with Perfect Credit Scores
The main habits to achieve excellent scores are to keep credit card balances low and consistently make payments on time, even if it’s just the minimum.
Top 5 Reasons Your Credit Application was Denied
Getting denied credit can sometimes come as a shock, find out 5 top reasons you may have been denied credit.
Why payment history is important to earn the maximum credit score points
Payment history is the biggest contributing factor to your credit score. One missed payment can drop a score up to 110 points. Tips to earn the maximum score points in this category.
Rental History Reports: Rebuild Credit with Rental Payments
Rental payment history on credit reports can be a helpful tool for renters that need to rebuild credit. Many renters that have imperfect credit may have a history of paying rent on time. If rental payment history was reported on credit reports, it might help to rebuild credit scores. Credit scores can impact the major…
Credit Builder Loans: Rebuild credit using a credit-builder loan, no upfront money needed
Build credit while saving money, starting as low as $25 a month with a bank loan reporting to the credit bureaus. With a credit builder loan, no up-front deposit and no credit score is required. When you open a credit builder loan, you pay monthly while building a positive payment history. Once your loan is paid off, you get the money back, minus interest.
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